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$349,990

5661 STRUTHERS COURT, WINTER HAVEN, FL 33884

Active0 days on market

Beds

4

Baths

2

Sq Ft

1,560 sq ft

Year Built

1984

Lot Size

0.22 acres

Garage

—

About This Property

RARE DUPLEX OPPORTUNITY – PERFECT FOR INVESTORS OR HOUSE HACKING! Excellent opportunity to own a CBS duplex featuring two 2-bedroom, 1-bath units situated on approximately 0.22 acres, ideal for a buy-and-hold investor or an owner-occupant looking to offset their monthly mortgage with rental income. One unit is currently rented while the other is vacant, providing flexibility for immediate occupancy or the opportunity to place your own tenant. The property is in good working and living condition and features attractive curb appeal, open kitchens, spacious living areas, and generously sized bedrooms. Major improvements include a NEW ROOF installed in 2025 and A/C systems from 2025 and 2017, helping reduce concerns over major capital improvements. With one unit already producing income and the second available for occupancy or rental, this property offers multiple possibilities for both investors and owner-occupants. Live in one side and rent the other to help offset your mortgage or operate both units as a long-term rental investment. Duplex inventory at this price point is extremely limited. Don’t miss the opportunity to secure a versatile income-producing property with major updates already completed.

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #A4708119
StatusActive
Year Built1984
ConstructionBlock
RoofShingle
FoundationSlab
SubdivisionLAKE FOX SHORES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorNinguno
LaundryNone
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.22 acres (9,753 sq ft)
Lot Dimensions75 x 130
Road SurfacePaved
0

Utilities

WaterWell
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,990
Annual Taxes$3,756 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272906855550000030

Directions

From Cypress Gardens Blvd, turn north onto Cypress Gardens Rd. Turn right onto Struthers Rd, then take the third right onto Struthers Ct. Property is on the left.

Location

5661 STRUTHERS COURT, WINTER HAVEN, FL 33884

Listing Information

OfficeFLATFEE.COM
ListedOctober 1, 2026

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Home Price

$349,990

20% ($69,998)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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How to Buy This Home

Multiple financing options available for this $349,990 home in WINTER HAVEN.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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