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$625,000

4106 HEARTHSTONE DRIVE, SARASOTA, FL 34238

Active0 days on market

Beds

3

Baths

2

Sq Ft

2,137 sq ft

Year Built

1992

Lot Size

0.24 acres

Garage

2

About This Property

Welcome to Huntington Pointe in the heart of Palmer Ranch, an established gated community featuring mature landscaping, tree-lined streets, scenic lakes and no CDD fee. With a low HOA of approximately $420 per quarter, this is an excellent opportunity to enjoy gated Palmer Ranch living with remarkably reasonable community fees. This 3-bedroom, 2-bath pool home is positioned on a beautiful panoramic lakefront homesite and features a desirable split-bedroom floor plan designed around Florida indoor/outdoor living. Separate living and dining rooms lead to a spacious family room with cathedral ceilings and fireplace, while views toward the lanai, pool and lake create an open, inviting setting. The island kitchen features granite countertops and a pass-through window to the screened lanai and pool, making entertaining easy. Step outside to your own private saltwater pool, expansive screened lanai and peaceful lake views—an ideal setting for relaxing or entertaining year-round. Thoughtful upgrades and designer finishes are found throughout the home, including light switches and hardware from acclaimed British design brand Buster + Punch. Significant recent improvements include a new tile roof in May 2024 with transferable warranty, new A/C system in 2025, tankless water heater, saltwater pool conversion, fresh interior and exterior paint, new LED recessed lighting, and custom epoxy flooring in the guest bedrooms. Wide-plank tile flooring extends throughout the main living areas and primary bedroom. The primary suite features two walk-in closets and a beautifully updated spa-inspired bath finished with Calacatta and Carrara marble, dual vanities, a frameless glass shower and freestanding soaking tub. The location is hard to beat. Legacy Trail access is nearby, providing miles of paved trails for biking, walking and running. Potter Park and the YMCA are also close by, along with shopping, dining, golf, parks and everyday conveniences throughout Palmer Ranch. Siesta Key and its world-renowned beaches are just a short drive away, with downtown Sarasota easily accessible as well. Private saltwater pool, panoramic lake views, designer finishes, major recent improvements, low HOA, no CDD and a gated Palmer Ranch location—this home brings together many of the features today’s Sarasota buyers are looking for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4708189
StatusActive
Year Built1992
Stories1
Total Rooms12
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesWest
SubdivisionHUNTINGTON POINTE
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsAluminum Frames
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecurityGated Community, Security System, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Rain Gutters, Sliding Doors
Lot Size0.24 acres (10,555 sq ft)
Lot Dimensions59 x 120 x 28 x 110
Lot FeaturesCul-De-Sac
Road SurfaceAsphalt, Paved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Gunite, In Ground

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$420 / Quarterly
Senior CommunityNo

Financial Details

List Price$625,000
Annual Taxes$6,083 (2025)
FinancingCash, Conventional
ZoningRSF2
Parcel #0133070008

Schools

ElementaryLaurel Nokomis Elementary
MiddleSarasota Middle
HighVenice Senior High

Directions

From I-75, take Exit 205/Clark Rd and head west. Turn left (south) onto McIntosh Rd. Continue approximately 2 miles and turn right into the gated entrance of Huntington Pointe. After entering the community, follow Huntington Pointe Dr to Hearthstone Dr and proceed to the property.

Location

4106 HEARTHSTONE DRIVE, SARASOTA, FL 34238

Listing Information

OfficeHARRY ROBBINS ASSOC INC
ListedOctober 1, 2026

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Home Price

$625,000

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $625,000 home in SARASOTA.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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