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$529,990

546 SPANISH DRIVE S, LONGBOAT KEY, FL 34228

Active4 days on market

Beds

2

Baths

2

Sq Ft

1,393 sq ft

Year Built

1966

Lot Size

25.24 acres

Garage

—

About This Property

BACK AND BETTER THAN EVER! This completely renovated, turnkey furnished 2BR/2BA villa in the coveted 55+ Spanish Main Yacht Club returns to market with a NEW ROOF and NEW HVAC, both with transferable warranties. A prior appraisal documents 1,393 SF of above grade living space, offering more room than previously reflected in the MLS. The home also features impact windows and doors, adding peace of mind and year round durability as well as a full house water filtration system. Step outside to your spacious private patio—perfect for grilling, relaxing, and enjoying the coastal breeze. From there, take a short stroll across the road to your deeded Gulf beach access, or walk just a few steps to the deep water marina and head out on your boat for a sunset cruise. Boat slips are convenient and affordable, making every day boating a reality. Residents enjoy a heated waterfront pool and a vibrant, active community—ideal for seasonal snowbirds seeking a winter retreat or those who prefer the ease of year round coastal living. Guest parking is conveniently located behind the villa and at the marina. EXTRA BONUS: A seasonal tenant is in place January–April, offering an attractive opportunity to offset carrying costs. Inquire for details and plan your visit—this one is easy to love!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4708263
StatusActive
Year Built1966
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionSPANISH MAIN YACHT CLUB CONDO
CountyManatee
OwnershipCondominium
FurnishedTurnkey

Interior Features

InteriorCrown Molding, Eating Space In Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Window Treatments
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsShades, Shutters, Storm Window(s)
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Sliding Doors
Lot Size25.24 acres (1,099,453 sq ft)
Lot FeaturesLandscaped, Level
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$529,990
Annual Taxes$2,488 (2025)
FinancingCash, Conventional
ZoningR3MX
Parcel #7915600006

Schools

ElementaryAnna Maria Elementary
MiddleMartha B. King Middle
HighBayshore High

Directions

From South Longboat Key, head north on Gulf of Mexico Drive, turn right onto Spanish Drive S. into Spanish Main Yacht Club. Continue to the left on Spanish Drive S. Fourth home on the right.

Location

546 SPANISH DRIVE S, LONGBOAT KEY, FL 34228

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedOctober 2, 2026

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Home Price

$529,990

20% ($105,998)
6.75%

Loan Term

Principal & Interest$2,750
Property Tax (est.)$486
Insurance (est.)$150
Total Monthly$3,386
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $529,990 home in LONGBOAT KEY.

🏦

Conventional

$26,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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