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$499,000

2825 TERRA CEIA BAY BOULEVARD UNIT 1402, PALMETTO, FL 34221

3D Tour
Active3 days on market

Beds

3

Baths

2

Sq Ft

2,306 sq ft

Year Built

2007

Lot Size

1.47 acres

Garage

,

About This Property

Enjoy breathtaking, unobstructed open water views across the bay from the comfort of this tranquil luxury residence in Bay Club at Terra Ceia Bay Golf & Country Club. The popular Grandview floor plan features three bedrooms plus an office, an oversized kitchen and great room, spacious bedrooms, and walk-in closets--offering rare space and exceptional value for a condo with amazing water views! The kitchen, complete with a pantry and abundant storage and counter space, opens to the great room and separate dining area, making it perfect for entertaining. Floor-to-ceiling impact siders open to the screened balcony where you can relax and take in the STUNNING SUNSETS over the bay and views of the Sunshine Skyway Bridge. Additional conveniences include an assigned under-building parking space and storage area. Terra Ceia Bay is truly a hidden gem—a gated waterfront and golf community with no membership required, offering an ideal location with easy access to I-275, I-75, and US 41. St. Petersburg and Sarasota are within a 30-minute drive, and Tampa International Airport is less than an hour away. Call today to schedule your private showing of this exceptional waterfront home.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4708691
StatusActive
Year Built2007
Stories9
Total Rooms10
ConstructionBlock, Other, Stucco
RoofBuilt-Up, Membrane
FoundationOther, Pillar/Post/Pier
FacesEast
SubdivisionBAY CLUB PH I
CountyManatee
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryLaundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Electric
SecurityFire Alarm, Fire Sprinkler System, Gated Community

Exterior & Lot

ExteriorBalcony
Lot Size1.47 acres (64,019 sq ft)
Lot FeaturesFloodZone, City Lot, Near Golf Course
Road SurfaceAsphalt
ViewGolf Course, Pool, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$499,000
Annual Taxes$5,284 (2025)
FinancingCash, Conventional
ZoningPDH
Parcel #2413213609

Directions

North of Palmetto on US Business 41. At round-about exit onto 23rd Ave W and follow to the end of road. Go Straight into community to address. Use gate entrance on right.

Location

2825 TERRA CEIA BAY BOULEVARD UNIT 1402, PALMETTO, FL 34221

Listing Information

OfficeMARCUS & COMPANY REALTY
ListedOctober 15, 2026

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Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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How to Buy This Home

Multiple financing options available for this $499,000 home in PALMETTO.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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