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$235,000

330 12TH STREET W, PALMETTO, FL 34221

3D Tour
Active6 days on market

Beds

2

Baths

1

Sq Ft

754 sq ft

Year Built

1986

Lot Size

0.11 acres

Garage

,

About This Property

Virtually Staged. Welcome to this updated 2-bedroom, 1-bath home featuring tile flooring throughout and several important improvements. The kitchen has been refreshed with new cabinets and countertops, and the bathroom has also been updated. Major upgrades include a metal roof and HVAC system, both installed in 2021, along with new hurricane-resistant windows. Out back, you’ll find a storage shed plus generous parking space with room for an RV—perfect for those needing extra space for recreational vehicles, a boat, or additional parking. Move-in ready with practical updates already completed, this home offers comfortable living and plenty of flexibility for your lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4708758
StatusActive
Year Built1986
Stories1
Total Rooms4
ConstructionBlock
RoofMetal
FoundationSlab
FacesSouth
SubdivisionL R BAIRDS ADD
CountyManatee
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, Solid Surface Counters
FlooringTile
AppliancesDryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.11 acres (4,948 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$235,000
Annual Taxes$2,686 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCHI
Parcel #2623700008

Directions

Take US-301N turn left on 7th St W, right on 5th Ave W, continue to 12th St W, house will be on your left.

Location

330 12TH STREET W, PALMETTO, FL 34221

Listing Information

OfficeFINE PROPERTIES
ListedOctober 8, 2026

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Home Price

$235,000

20% ($47,000)
6.75%

Loan Term

Principal & Interest$1,219
Property Tax (est.)$215
Insurance (est.)$150
Total Monthly$1,585
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How to Buy This Home

Multiple financing options available for this $235,000 home in PALMETTO.

🏛️

FHA Loan

$8,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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