$430,000
727 47TH STREET W, PALMETTO, FL 34221
Beds
3
Baths
2
Sq Ft
1,856 sq ft
Year Built
1982
Lot Size
0.18 acres
Garage
0
About This Property
Florida Living with Boating Access & Vacation Rental Potential! Whether you are searching for a full-time residence, seasonal getaway or an active vacation rental this property offers an exciting opportunity. Boating enthusiasts will appreciate the ability to store a boat ON your property along with access to a community boat ramp only one block away for a nominal yearly fee making it easy to get on the water and enjoying everything a boating community lifestyle gives you. An especially valuable feature is this property has an assumable flood insurance policy currently only $600 a year, offering the potential new owners' significant savings subject to carrier approval and terms. This location is minutes away from Skyway Fishing Pier continue traveling over the Skyway Bridge and you are in St Petersburg quickly, Prefer the beaches of Anna Maria Island? You can be there in a short drive of around 30 minutes. There is sheltered parking for 4 vehicles. The 2nd level has the 3 bedrooms, 2 baths, kitchen and living room. First floor has laundry, and bonus room. AC is 2022, Roof is 2018. Stop dreaming about living where you can use a boat daily and make this property yours.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
US 41 to Palmetto, Left on 47th ST W. Home will be on the Right.
Location
727 47TH STREET W, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$430,000
Loan Term
How to Buy This Home
Multiple financing options available for this $430,000 home in PALMETTO.
🏛️
FHA Loan
$15,050 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.