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$439,900

3271 MANGROVE POINT, RUSKIN, FL 33570

3D Tour
Active1 days on market

Beds

3

Baths

3

Sq Ft

1,417 sq ft

Year Built

2007

Lot Size

0.05 acres

Garage

1

About This Property

WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. VIEW TOUR 2 for aerial video of the Little Harbor community. Offered furnished, this waterfront 3 BR, 3BA townhome provides a coastal retreat with tranquil water views and opportunities to watch dolphin and manatee frolic near by without having to leave home. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants entertain just feet from your terrace as you watch in wonder and delight!This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying the birds and wild life. How about an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option? Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - a 3BR, 3 Full Baths - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades new refrigerator, dishwasher, range, garbage disposal, stackable washer/dryer and A/C. The balcony off of the living area features a remote Noseum screen to enjoy morning, afternoon and evening drinks and meals in total comfort and relaxation. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Call TODAY to schedule an appointment!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #A4709302
StatusActive
Year Built2007
Total Rooms6
ConstructionBlock, Concrete
RoofMetal
FoundationSlab
FacesSouthwest
SubdivisionBAHIA BEACH TOWNHOMES PH 2
CountyHillsborough
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Irrigation System, Rain Gutters, Sliding Doors
Lot Size0.05 acres (2,029 sq ft)
Lot FeaturesCul-De-Sac, FloodZone, In County, Near Marina
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Waterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$620 / Monthly
Senior CommunityNo

Financial Details

List Price$439,900
Annual Taxes$8,889 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U02321882I00000400004.0

Directions

I 75 to Exit 240. West towards Ruskin. Right on US 41. Left on Shell Pt Rd. Right on 32nd St. Cross the bridge into Little Harbor. Left at the stop sign. Left on Mangrove Pt Dr. TH is in the last building on the right.

Location

3271 MANGROVE POINT, RUSKIN, FL 33570

Listing Information

OfficeSHOWTIME REALTY
ListedOctober 14, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$439,900

20% ($87,980)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $439,900 home in RUSKIN.

🏛️

FHA Loan

$15,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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