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$584,000

310 13TH AVENUE W, PALMETTO, FL 34221

3D Tour
Active6 days on market

Beds

3

Baths

3

Sq Ft

2,235 sq ft

Year Built

2004

Lot Size

0.55 acres

Garage

0

About This Property

Positioned just one lot back from the Manatee River, this south-facing residence captures the core of the Historic Palmetto River District lifestyle without the direct waterfront price. This 3-bedroom, 3-bathroom (counting the in law suite) custom home features 2,235 square feet of well-designed interior living space paired with an optimized layout for modern Florida living. The flexible floor plan includes a dedicated guest or in-law suite with its own separate entrance, offering exceptional utility for multi-generational living, a private home office, or potential rental apartment. This self-contained wing integrates with the main design yet provides a distinct sense of privacy, allowing occupants to come and go independently. Architecturally, the property breaks away from standard neighborhood layouts to a more modern living arrangement than most neighbors - High ceilings, classic window treatments, and French Doors open Southward to a Manatee River View establish an immediate connection to the outdoor living areas. This property has no Deed restrictions, no HOA or CDD fees. So, you retain complete freedom to utilize your property your way. This highly walkable location places local Manatee Riverfront dining, historic parks, and Public boat ramps moments from your doorstep, while offering quick commuter access to downtown Bradenton, Sarasota, St. Petersburg, and Tampa. Make sure to add this one to your "list" as it offers a more modern style of living among the prestige that comes with the Palmetto Historic Riverfront lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4709638
StatusActive
Year Built2004
Total Rooms5
ConstructionBlock
RoofMetal
FoundationCrawlspace
FacesSouth
SubdivisionPATTEN RESERVE
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
FencingVinyl
Lot Size0.55 acres (23,810 sq ft)
Road SurfaceAsphalt
ViewTrees/Woods, Water

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Child Safety Fence, Gunite, Salt Water

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$584,000
Annual Taxes$2,784 (2025)
FinancingCash, Conventional, VA Loan
ZoningRS3
Parcel #3130101009

Directions

From 8th Ave W in Palmetto, Turn west on 4th St W, Left on 13th Ave W, and the home will be down on the left.

Location

310 13TH AVENUE W, PALMETTO, FL 34221

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 15, 2026

Schedule a Tour

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Preferred Time

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Home Price

$584,000

20% ($116,800)
6.75%

Loan Term

Principal & Interest$3,030
Property Tax (est.)$535
Insurance (est.)$150
Total Monthly$3,716
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How to Buy This Home

Multiple financing options available for this $584,000 home in PALMETTO.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,200 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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