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$415,000

5809 FLAGSTONE TRAIL, PALMETTO, FL 34221

3D Tour
Active19 days on market

Beds

5

Baths

3

Sq Ft

2,605 sq ft

Year Built

2023

Lot Size

0.13 acres

Garage

0

About This Property

Virtually Staged. $15,000 SELLER CREDIT! This 5-bedroom, 3-bathroom home with a bonus loft has been meticulously maintained inside and out. There’s room for everyone, whether you need guest rooms, a home office, a playroom, or all three. The loft adds flexible living space that works however your household does. The home sits outside a flood zone(NOT A FLOOD ZONE) and has NO REAR NEIGHBORS, so you get a private, peaceful backyard setting. Inside, natural light fills the living areas. Outside, fresh landscaping gives the home great curb appeal from day one. It’s move-in ready: ALL appliances, washer and dryer, and blinds are INCLUDED. The seller is also offering a $15,000 credit that buyers can put toward closing costs or a rate buydown. The community offers a pool, playground, and dog park. You’re minutes from I-75, Ellenton Premium Outlets, downtown Bradenton, the Skyway Bridge, and Florida’s world-class Gulf beaches. Don’t miss this one.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4710238
StatusActive
Year Built2023
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionSILVERSTONE NORTH
CountyManatee
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, Smart Home, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.13 acres (6,000 sq ft)
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$120 / Monthly
Senior CommunityNo

Financial Details

List Price$415,000
Annual Taxes$6,397 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-R
Parcel #716929159

Schools

ElementaryJames Tillman Elementary
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

From I-75 S, take exit 229 toward Parrish. Keep right at the fork, follows signs for US-41 and merge onto 97th St. E / Mocassin Wallow Rd./Moccassin Wallow Rd continue west for 1.3 miles until you reach 36th Ave. E / Ellenton Gillette Rd. Head south for approx. 2.9 miles and the community will be on your left.

Location

5809 FLAGSTONE TRAIL, PALMETTO, FL 34221

Listing Information

OfficeGERMINAL X REAL ESTATE AUTHORITY
ListedOctober 22, 2026

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Home Price

$415,000

20% ($83,000)
6.75%

Loan Term

Principal & Interest$2,153
Property Tax (est.)$380
Insurance (est.)$150
Total Monthly$2,684
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $415,000 home in PALMETTO.

🏛️

FHA Loan

$14,525 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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