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$164,900

700 MIRROR TERRACE NW UNIT 507, WINTER HAVEN, FL 33881

3D Tour
Active130 days on market

Beds

2

Baths

2

Sq Ft

1,351 sq ft

Year Built

1970

Lot Size

—

Garage

—

About This Property

Winter Haven's premier condominium located directly overlooking the picturesque Lake Spring that is part of the famous 17-lake Winter Haven Chain of Lakes. Be the first to enjoy this beautiful extensively remodeled and upgraded 5th floor corner Deluxe unit directly off of the elevators. Lots of natural light through the expansive windows looking out to Lake Spring and over the pool area. Lots of storage closets and an extra storage locker. Its turn-key & ready to move into. Exquisitely maintained building and has passed the newly required Florida State Milestone Inspection & Reserves Study. Many amenities including an owner covered assigned parking space plus guest parking, boat slips & fishing pier, paver brick pool area, large work-out room, library and community room w/ kitchen. Outdoor grills for your use, shuffle board & patio furniture on the huge pool deck overlooking Lake Spring. Publix shopping center by walking across the side street is a great convenience. Close to downtown No pets or smoking. Owner will consider different leasing and/or purchase & financing options. Short term seasonal or long term lease. Tenants and/or buyers have to be approved and interviewed by the HOA as this is a 98% owner occupied building. Nicest condominium building in Polk County with full-time maintenance and management on-site daily.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #B4902266
StatusActive
Year Built1970
Stories7
Total Rooms5
ConstructionConcrete
RoofMembrane
FoundationSlab
FacesSouth
SubdivisionSPRING LAKE TOWERS
CountyPolk
OwnershipCondominium

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Chair Rail, Elevator, Living Room/Dining Room Combo, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator
LaundryCommon Area
WindowsBlinds, Double Pane Windows
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Outdoor Grill, Outdoor Shower, Sidewalk, Sliding Doors, Storage
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Lake - Chain of Lakes

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$750 / Monthly
Senior CommunityYes

Financial Details

List Price$164,900
Annual Taxes$1,254 (2025)
FinancingCash, Conventional, Trade, FHA, Lease Option, Lease Purchase, Other, Owner May Carry, VA Loan
Parcel #262820570421005070

Directions

Winter Haven north on Hwy 17 to left turn on Mirror Terrace NW to subject on the right.

Location

700 MIRROR TERRACE NW UNIT 507, WINTER HAVEN, FL 33881

Listing Information

OfficeKLINE REAL ESTATE SERVICES
ListedMay 29, 2026

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Home Price

$164,900

20% ($32,980)
6.75%

Loan Term

Principal & Interest$856
Property Tax (est.)$151
Insurance (est.)$150
Total Monthly$1,157
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How to Buy This Home

Multiple financing options available for this $164,900 home in WINTER HAVEN.

🏛️

FHA Loan

$5,772 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 1, 2026.

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