Beds
3
Baths
2
Sq Ft
1,144 sq ft
Year Built
1988
Lot Size
1.24 acres
Garage
—
About This Property
Welcome to this beautifully remodeled 3-bedroom, 2-bath manufactured home offering 1,304 square feet of comfortable living space on a spacious 1.24-acre lot in desirable North Lakeland. Thoughtfully updated from top to bottom, this move-in-ready home combines modern improvements with peaceful country living. Inside, you'll find fresh interior paint, new carpet and luxury vinyl plank flooring, beautifully updated bathrooms, a new range, new refrigerator, new water heater, and a brand-new central air conditioning system. A separate window A/C unit in the cabana room provides additional comfort and flexibility. The exterior has been extensively renovated with new vinyl lap siding, new skirting, a new well pump and pressure tank, and a durable metal roof-over for years of low-maintenance living. The private well and septic system provide added independence, with the septic recently pumped and inspected for peace of mind. The 1.24-acre homesite offers plenty of room to enjoy the outdoors, with space for gardening, recreation, RV or boat parking, or future improvements. While a small portion at the very rear of the property lies within Flood Zone A, the home itself is not located in the flood zone. Financing options continue to expand, with Conventional and VA financing available now, and FHA financing expected soon, making this property accessible to a wide variety of buyers. Whether you're searching for your primary residence, a weekend getaway, or an investment opportunity, this beautifully updated property is ready for its next owner. Schedule your private showing today and experience everything this North Lakeland property has to offer! NO HOA,
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
US 98 TO ROCKRIDGE RD TO SADDLEWOOD TO ADDRESS
Location
861 SADDLEWOOD BOULEVARD, LAKELAND, FL 33809
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$249,900
Loan Term
How to Buy This Home
Multiple financing options available for this $249,900 home in LAKELAND.
🏛️
FHA Loan
$8,747 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$12,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.