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$880,000

1019 W LAKE ELOISE TERRACE, WINTER HAVEN, FL 33884

3D Tour
Active54 days on market

Beds

2

Baths

3

Sq Ft

2,768 sq ft

Year Built

1974

Lot Size

0.37 acres

Garage

—

About This Property

Major Price Improvement .....Welcome to an exceptional and truly distinctive lakefront estate on Lake Eloise with a private pool, defined by architectural artistry, refined character, and timeless Spanish-Mediterranean elegance. This 2-bedroom, 3-bath residence offers more than 3,700 square feet under roof, providing expansive, thoughtfully designed interiors ideal for both entertaining and serene everyday living. From the moment you enter, you are welcomed by an atmosphere of bespoke craftsmanship and enduring design. Exquisite brick archways, rich warm wood detailing, and three elegant wood-burning fireplaces establish a setting that is both inviting and unmistakably unique. The kitchen continues this elevated architectural story, showcasing custom extensive cabinetry, stone countertops, premium stainless steel appliances, and a dramatic brick-arched passage that serves as a striking focal point. Thoughtfully designed to capture the essence of the Florida lifestyle, the home opens to a private resort-style swimming pool set against a peaceful lakefront backdrop, creating an extraordinary environment for relaxation, refined entertaining, and sweeping waterfront views. Seamless indoor-outdoor transitions enhance the sense of openness throughout, making the residence equally suited as a distinguished full-time home or an exclusive private lakefront retreat. With its authentic Spanish-Mediterranean influence, handcrafted brick detailing, multiple fireplaces, resort-style pool, and premier waterfront location, a rare opportunity to own a residence of true individuality and lasting appeal—one that cannot be replicated. Schedule your private showing and experience the elegance and exclusivity of this remarkable lakefront offering.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #B4902326
StatusActive
Year Built1974
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationBlock
FacesWest
SubdivisionLAKE ELOISE SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile, Hardwood
AppliancesBar Fridge, Dishwasher, Disposal, Microwave, Refrigerator, Wine Refrigerator
LaundryWasher Hookup
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySecurity System

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Lighting, Private Entrance
Other StructuresStorage
Lot Size0.37 acres (16,326 sq ft)
Lot Dimensions60 x 300
Lot FeaturesIn County, Landscaped
Road SurfaceAsphalt
ViewPool, Trees/Woods, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Tile

Waterfront

WaterfrontYes
FeaturesLake - Chain of Lakes

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$880,000
Original Price$1,100,000
Annual Taxes$2,904 (2025)
FinancingCash, Conventional
Parcel #262904664000000053

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

W Lake Eloise Drive turn left onto W Lake Eloise Terr. home is on left.

Location

1019 W LAKE ELOISE TERRACE, WINTER HAVEN, FL 33884

Listing Information

OfficeHOGAN & ASSOCIATES REAL ESTATE FIRM
ListedAugust 13, 2026

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Home Price

$880,000

20% ($176,000)
6.75%

Loan Term

Principal & Interest$4,566
Property Tax (est.)$807
Insurance (est.)$150
Total Monthly$5,523
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Nearby Schools

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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