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$265,000

4414 BONNET LAKE DRIVE, HAINES CITY, FL 33844

3D Tour
Active35 days on market

Beds

2

Baths

2

Sq Ft

1,744 sq ft

Year Built

1973

Lot Size

0.37 acres

Garage

,

About This Property

Fishermen and ladies rejoice. A golden rare opportunity to own a property on a flourishing lake. This property is directly on an excellent private lake known for bass fishing as it is located on Lake Bonnet and boasts of a private boat ramp access to your canal. In 2025 a new roof was added. The beautiful sunrises and lake views w/ an abundant amount of natural light make this home very welcoming. Included are newer energy-efficient windows throughout providing protection year round. A split floor plan with spacious rooms provides privacy and room to relax. Enjoy cozy evenings by the wood burning fireplace when the weather gets colder. This house is unique with all the additional bonus areas: a butler's pantry with built-in china cabinets, a craft room with lots of built in drawer space, and a tiled room which could be used as an office or possibly a third bedroom. Also included is an extra long carport to provide a covering for a trailered boat. Lake Bonnet has no public access so you can enjoy peace and quiet in your own lakefront backyard.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #B4902348
StatusActive
Year Built1973
Total Rooms13
ConstructionBlock, Concrete, Other
RoofOther, Shingle
FoundationBlock
FacesWest
SubdivisionNOT IN A SUBDIVISION
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat
FlooringLaminate, Luxury Vinyl, Tile
AppliancesDishwasher, Microwave, Range
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox
FencingVinyl
Lot Size0.37 acres (16,078 sq ft)
Lot FeaturesFlood Insurance Required, In County, Level, Street Dead-End
Road SurfacePaved, Asphalt, Other
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Freshwater, Lake Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Other, Private, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$265,000
Annual Taxes$4,036 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #262712000000024060

Directions

From Hwy 27, head West on Old Polk City Rod for approximately 3 miles. Turn Right onto Bonnet Lake Dr. The property is on the Right.

Location

4414 BONNET LAKE DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeKLINE REAL ESTATE SERVICES
ListedSeptember 1, 2026

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Home Price

$265,000

20% ($53,000)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,768
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How to Buy This Home

Multiple financing options available for this $265,000 home in HAINES CITY.

🏛️

FHA Loan

$9,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 2, 2026.

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