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$160,000

2055 S FLORAL AVENUE UNIT 55, BARTOW, FL 33830

3D Tour
Active50 days on market

Beds

2

Baths

2

Sq Ft

1,090 sq ft

Year Built

1980

Lot Size

0.11 acres

Garage

,

About This Property

Enjoy easy Florida living in this beautifully updated manufactured home in the vibrant 55+ community of Floral Lakes. From the moment you step inside, you will appreciate the high-end modern upgrades and timeless neutral color palette. Fresh interior paint, upgraded 2 panel interior doors, sturdy new plywood subfloors, and durable luxury vinyl plank floors flow seamlessly through the open layout. The heart of this home is a fully renovated kitchen featuring crisp white shaker cabinets, solid-surface countertops, and an undermounted stainless steel sink complete with a sleek gooseneck faucet. A dedicated pantry for extra storage and a kitchen island with a functional breakfast bar have been added to the interior layout, maximizing your living space. The Kitchen comes equipped with sleek stainless-finish appliances, including a French door refrigerator, glass-top stove, microwave hood, and dishwasher. A convenient interior laundry room features a new water heater, upper cabinetry, and dedicated washer/dryer hookups. The primary suite has an ensuite bathroom with a generous walk-in closet. Both the primary and the guest bathrooms have been completely remodeled with stylish vanities, new toilets, and elegant porcelain tile tub and shower enclosures. Beyond the main living area, a spacious Florida Room offers the perfect spot to unwind while enjoying lake view, made comfortable year-round thanks to its new mini-split AC system. The Florida Room opens up to a covered patio—the ideal setting for morning coffee or outdoor entertaining. Outside features also include fresh exterior paint and a single-car carport with a spacious workshop. Other major mechanical updates include a brand-new metal roof and updated plumbing. The home’s position within the neighborhood will give you easy access to all the community amenities. Floral Lakes residents enjoy a vibrant, active lifestyle with access to a clubhouse, a large heated swimming pool, a putting green, shuffleboard courts, a stocked community lake, and a boat ramp, alongside a busy calendar of social clubs, dances, and potlucks. Perfectly situated in Central Florida between Tampa and Orlando, this golf-cart-friendly neighborhood places you just minutes from the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Please note that association approval is required for purchase. Call your Realtor today to schedule your private showing!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #B4902353
StatusActive
Year Built1980
Total Rooms8
ConstructionVinyl Siding
RoofMetal
FoundationCrawlspace
FacesWest
SubdivisionFLORAL LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Solid Surface Counters, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room, Washer Hookup
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Electric

Exterior & Lot

ExteriorStorage
Lot Size0.11 acres (4,700 sq ft)
Lot Dimensions48 x 95
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$105 / Monthly
Senior CommunityYes

Financial Details

List Price$160,000
Original Price$179,900
Annual Taxes$1,728 (2025)
ZoningPUD
Parcel #253018429920000551

Directions

From the intersection of Hwy 60 and US 98 in Bartow, head south on Shumate Dr to Clower St. Take a right on Clower St, left on Floral Ave. Enter Floral Lakes community. Follow signage to desired Lot.

Location

2055 S FLORAL AVENUE UNIT 55, BARTOW, FL 33830

Listing Information

OfficeFAITH AND FAMILY REALTY LLC
ListedAugust 28, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$160,000

20% ($32,000)
6.75%

Loan Term

Principal & Interest$830
Property Tax (est.)$147
Insurance (est.)$150
Total Monthly$1,127
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How to Buy This Home

Multiple financing options available for this $160,000 home in BARTOW.

🏛️

FHA Loan

$5,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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