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$485,000

2076 RIVER BASIN TERRACE, PUNTA GORDA, FL 33982

3D Tour
Active323 days on market

Beds

3

Baths

2

Sq Ft

2,674 sq ft

Year Built

1986

Lot Size

0.26 acres

Garage

2

About This Property

PRICE IMPROVEMENT! This 3BR/2+1/2BA/2CG waterfront house in the beautiful river front community of Palm Shores is located just minutes from I-75, downtown Punta Gorda and Port Charlotte. Shady oaks grace the front lawn and the fenced-in back yard. The amazing Peace River is just around the corner. The wonderful features of this 2,600+ sq. ft. house turns this into a much-loved home. The foyer atrium creates a beautifully sunlit space with coat closet, convenient half bath and access to storage space under the stairs. That gorgeous natural light extends to the abundant flexible living area where you decide what, where and how to fit your lifestyle. Room measurements are as the space is used at this time. Currently there is a living room, office, den, dining room and exercise room with a wall of windows overlooking the back yard and waterway. The kitchen is spacious with cabinet and counter space galore, all new appliances and counter tops. The separate breakfast nook is roomy and overlooks the side yard. The inside laundry room with a huge pantry is conveniently located off the kitchen area. The garage has 2 shelving units on wheels, a ‘garage ready’ fridge and still plenty of room for 2 cars. Upstairs, the master bedroom and bath are to the left past the atrium. The bedroom is spacious with 2 closets, the master bath boasts a large walk-in shower, a bidet, twin pedestal sinks and cabinets. Bedrooms 2 & 3 are bright and airy, the 2nd bath has a tub and shower. All 3 bedrooms have gorgeous bamboo flooring and are wonderfully quiet. The hallway has a built-in credenza and overlooks the atrium. Your back yard is good sized with a 6’ white vinyl privacy fence. A shed, on an oversized concrete pad, shelters the well equipment and provides even more storage space. The view down the waterway gives you the most glorious sunrises. A detailed list of Improvements, Care & Maintenance performed show the time, attention and care that has been taken to maintain, update and upgrade this home from floor to roof. The flooring tile and grout downstairs has recently been professionally cleaned, fresh interior and exterior paint, newer A/C, and much more make this home move-in ready. There is so much to love about this home in architectural details, views, comfort and peace. Make your appointment today and see for yourself.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7513721
StatusActive
Year Built1986
Stories2
Total Rooms15
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionPALM SHORES
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), PrimaryBedroom Upstairs, Solid Surface Counters
FlooringBamboo, Ceramic Tile
AppliancesDishwasher, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors, Storage
FencingVinyl
Other StructuresShed(s)
Lot Size0.26 acres (11,325 sq ft)
Lot DimensionsIRR 100 x 45 x 150 x 10 x 50
Lot FeaturesCorner Lot, Flood Insurance Required, In County, Landscaped
Road SurfacePaved, Asphalt
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Original Price$499,000
Annual Taxes$2,528 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF5
Parcel #402314254007

Directions

Driving north or south on Hwy 17 (Duncan Rd), look for the Fire Station sign and turn west onto Palm Shores Blvd. Continue west and take the left-hand curve. Continue to the end and turn right onto Royal Palm Dr. Continue to the end, home is at the corner of Royal Palm and River Basin, turn right onto River Basin Terr, driveway is immediately on the right.

Location

2076 RIVER BASIN TERRACE, PUNTA GORDA, FL 33982

Listing Information

OfficeCOLLINS MANAGEMENT
ListedAugust 18, 2025

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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How to Buy This Home

Multiple financing options available for this $485,000 home in PUNTA GORDA.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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