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$495,000

1650 W MARION AVENUE UNIT 123, PUNTA GORDA, FL 33950

3D Tour
Active207 days on market

Beds

3

Baths

2

Sq Ft

2,043 sq ft

Year Built

1999

Lot Size

0.95 acres

Garage

About This Property

STOP THE CAR !!— *It’s Harbor Front in Punta Gorda Isles! New Price!!! Experience Breathtaking, Unobstructed Full Water Front Views of Charlotte Harbor from Your Kitchen, Great Room, Lanai, and Primary Suite in This Beautifully Rejuvenated 2nd-Floor Residence. Located in an Intimate 12- Unit Building with Elevator Access, This Spacious 3 bedroom 2 Bath Condo Offers Refined Coastal Living at It's Best! Inside You'll find Large Diagonal Tile Flooring Throughout, a Designer Kitchen Featuring Granite Countertops, Stainless Steel Appliances and Wood Cabinetry Plus Generous Walk-In Closets. The recently refreshed Interior creates a Clean, Move In Ready feel! The Primary Suite Captures Stunning Harbor Views and Offers a Well Appointed Grand Bath with A Roomy Shower, Dual sinks and Abundant Storage. Additional Features Include Remote Controlled Electric Hurricane Shutters, A Heated Community Pool, Surrounded by Mature Tropical Landscaping, One deeded Under Building Parking Space and a Privates Storage Room. SUPERB LOCATION — Walk across the street to Isles Yacht Club and Just around the corner to Fishermen’s Village for Waterfront Dining, Boutique Shopping, Entertainment, and Marina Access. Enjoy Watching Boats Glide by and Soaking in Gorgeous Southwest Florida Sunsets from Your Own Lanai — THIS is the Punta Gorda Isles Waterfront Lifestyle You’ve been Waiting For!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #C7521998
StatusActive
Year Built1999
Stories3
Total Rooms7
ConstructionBlock, Stucco
RoofOther
FoundationBlock, Stilt/On Piling
FacesSouth
SubdivisionSOUTHWIND
CountyCharlotte
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior & Lot

ExteriorSidewalk, Sliding Doors, Storage
Other StructuresStorage
Lot Size0.95 acres (41,213 sq ft)
Lot FeaturesCity Lot
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground

Waterfront

WaterfrontYes
FeaturesBay/Harbor

Utilities

WaterPrivate
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$495,000
Original Price$525,000
Annual Taxes$6,711 (2025)
ZoningGM-15
Parcel #412212551009

Schools

ElementarySallie Jones Elementary
MiddlePunta Gorda Middle
HighCharlotte High

Directions

41 South to Right on W Marion ave, Follow to 1650, on the right side, Harbor Front

Location

1650 W MARION AVENUE UNIT 123, PUNTA GORDA, FL 33950

Listing Information

OfficeFIVE STAR REALTY OF CHARLOTTE
ListedFebruary 19, 2026

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Home Price

$495,000

20% ($99,000)
6.75%

Loan Term

Principal & Interest$2,568
Property Tax (est.)$454
Insurance (est.)$150
Total Monthly$3,172
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $495,000 home in PUNTA GORDA.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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