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$367,500

5238 MONTSERRAT COURT, LAKELAND, FL 33812

3D Tour
Active177 days on market

Beds

4

Baths

2

Sq Ft

2,390 sq ft

Year Built

1994

Lot Size

0.25 acres

Garage

2

About This Property

Discover this spacious 4 bedroom, 2 bathroom home offering 2,390 sq ft of comfortable living space. The home features a well-designed layout with expansive living and dining areas that flow into the kitchen, creating an ideal setting for everyday living and entertaining. The primary suite includes a private bathroom and generous closet space, while the additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy a nicely sized yard with enclosed patio. Offering room to relax or customize to your needs. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7524265
StatusActive
Year Built1994
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionISLAND WALK EAST ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Thermostat, Walk-In Closet(s)
FlooringVinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Sliding Doors
FencingWood
Lot Size0.25 acres (10,890 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$217 / Annually
Senior CommunityNo

Financial Details

List Price$367,500
Original Price$400,000
Annual Taxes$5,089 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242910280553002290

Schools

ElementaryHighland Grove Elem
MiddleLakeland Highlands Middl
HighGeorge Jenkins High

Directions

Head toward Palmetto Ave SE, Slight left, Turn left at the 1st cross street onto Clubhouse Rd, Turn right onto Andros Blvd, Turn right onto Montserrat Dr, Turn left onto Montserrat Ct, Destination will be on the right.

Location

5238 MONTSERRAT COURT, LAKELAND, FL 33812

Listing Information

OfficeSOVEREIGN REAL ESTATE GROUP
ListedApril 3, 2026

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Home Price

$367,500

20% ($73,500)
6.75%

Loan Term

Principal & Interest$1,907
Property Tax (est.)$337
Insurance (est.)$150
Total Monthly$2,394
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $367,500 home in LAKELAND.

🏛️

FHA Loan

$12,863 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,375 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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