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$187,000

1140 VICTORIA AVENUE, PORT CHARLOTTE, FL 33948

3D Tour

Closed43 days on market

Beds

Baths

Sq Ft

1,124 sq ft

Year Built

1980

Lot Size

0.23 acres

Garage

About This Property

Some photos have been virtually staged. Charming and move-in ready, this 2-bedroom, 2-bath home is a must-see in desirable Port Charlotte! Enjoy peace of mind with a roof replaced in 2023 and a brand-new water heater installed in 2026. Inside, you’ll find fresh exterior paint and new flooring throughout, creating a clean, modern feel. The functional layout offers comfortable living spaces, perfect for both relaxing and entertaining. Best of all, there’s no HOA, giving you added flexibility and freedom. Conveniently located near shopping, dining, and everyday amenities, this home offers both comfort and convenience. Whether you’re looking for a full-time residence, seasonal getaway, or investment opportunity, this one checks all the boxes. Schedule your showing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #C7525289

StatusClosed

Year Built1980

Total Rooms4

ConstructionBlock

RoofShingle

FoundationSlab

FacesSouth

SubdivisionPORT CHARLOTTE SEC 008

CountyCharlotte

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)

FlooringLuxury Vinyl

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters

Lot Size0.23 acres (9,999 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$187,000

Original Price$235,000

Annual Taxes$2,595 (2025)

ZoningRSF3.5

Parcel #402220156017

Directions

From Kings Hwy, right on Midway, right on Victoria Ave, property will be on your right.

Location

1140 VICTORIA AVENUE, PORT CHARLOTTE, FL 33948

Listing Information

OfficeRE/MAX PALM REALTY

ListedApril 27, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$187,000

Down Payment20% ($37,400)

Interest Rate6.75%

Loan Term

Principal & Interest$970

Property Tax (est.)$171

Insurance (est.)$150

Total Monthly$1,292

Full Calculator →

How to Buy This Home

Multiple financing options available for this $187,000 home in PORT CHARLOTTE.

🏛️

FHA Loan

$6,545 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,350 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.