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$375,000

885 E 3RD STREET, ENGLEWOOD, FL 34223

Active152 days on market

Beds

3

Baths

2

Sq Ft

1,524 sq ft

Year Built

1974

Lot Size

0.19 acres

Garage

1

About This Property

STUNNING WATERFRONT LIVING JUST MINUTES TO LEMON BAY! Welcome to this GORGEOUSLY REDONE 3 BEDROOM, 2 BATHROOM home perfectly positioned along the AINGER CREEK CANAL SYSTEM, offering approximately 15 MINUTES TO OPEN WATERS of Lemon Bay and the ultimate Florida boating lifestyle. From the moment you step inside, you’ll notice the BEAUTIFUL LVP FLOORING flowing throughout and a thoughtfully designed layout that’s PERFECT FOR HOSTING and everyday living. The open, inviting floor plan creates seamless transitions between living spaces, all while showcasing AMAZING WATER VIEWS that truly set this home apart. Step outside and enjoy your private waterfront oasis complete with a DOCK AND BOAT LIFT—ideal for quick access to boating, fishing, and sunset cruises. Whether you're entertaining guests or enjoying a quiet evening, the backyard offers the perfect setting to soak in the peaceful canal views. This home has been meticulously updated with major improvements already done for you, including a BRAND NEW A/C SYSTEM (2025) with BOTH CONDENSER AND AIR HANDLER, as well as a NEW WATER HEATER—providing comfort and peace of mind for years to come. Additional features include a SPRINKLER SYSTEM to keep your lawn looking its best, a charming MANGO TREE for a touch of tropical living, and an 8x8 SHED with ELECTRIC for extra storage. Located in the heart of Englewood, you’re just a short drive from area beaches, golf courses, dining, shopping, and all the best that Southwest Florida has to offer. Whether you're looking for a FULL-TIME RESIDENCE, VACATION HOME, or INVESTMENT PROPERTY, this WATERFRONT GEM delivers LOCATION, UPDATES, and LIFESTYLE. Schedule your private showing today and start living the coastal life you’ve been dreaming of!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7525601
StatusActive
Year Built1974
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionROCK CREEK PARK 2ND ADD
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Solid Surface Counters, Stone Counters, Window Treatments
FlooringLuxury Vinyl, Tile
AppliancesCooktop, Dishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors, Hurricane Shutters, Irrigation System, Lighting, Outdoor Shower, Private Mailbox, Rain Gutters
Other StructuresShed(s), Storage
Lot Size0.19 acres (8,160 sq ft)
Lot Dimensions80 x 102
Road SurfaceAsphalt, Paved
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesBrackish Water, Canal - Brackish, Canal - Saltwater, Canal Front, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$375,000
Original Price$389,900
Annual Taxes$3,728 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3.5
Parcel #412005179002

Schools

ElementaryVineland Elementary
MiddleL.A. Ainger Middle
HighLemon Bay High

Directions

Head South on SR-776 (S. McCall Rd): Follow this for several miles as it leads you into Englewood. Turn Left onto E. Dearborn St: This is a main hub in Old Englewood. Turn Right onto S. Pine St: Drive south for just a few blocks. Turn Left onto E. 3rd St: Your destination, 885 E. 3rd St, will be on your left.

Location

885 E 3RD STREET, ENGLEWOOD, FL 34223

Listing Information

OfficeGRANT TEAM REAL ESTATE, LLC
ListedMay 1, 2026

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Preferred Time

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Home Price

$375,000

20% ($75,000)
6.75%

Loan Term

Principal & Interest$1,946
Property Tax (est.)$344
Insurance (est.)$150
Total Monthly$2,440
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $375,000 home in ENGLEWOOD.

🏛️

FHA Loan

$13,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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