$369,000
640 ENCARNACION STREET, PUNTA GORDA, FL 33983
Beds
3
Baths
2
Sq Ft
2,066 sq ft
Year Built
2021
Lot Size
0.25 acres
Garage
2
About This Property
One or more photo(s) has been virtually staged. DISCOVER YOUR private DREAM HOME in SOUGHT AFTER Deep Creek with a brand new price! This STUNNING 2021 BUILT 3/2/3 featuring a versatile DEN/FLEX/4th bedroom estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE ( bring your toys), oversized laundry room with extra storage.Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I 75, and Punta Gorda Airport.DON’T LET THIS ONE SLIP AWAY ****PRIVACY plus a whole lot more with all the bells and whistles.**** Schedule your private showing TODAY and start living the Florida lifestyle you deserve!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.
Location
640 ENCARNACION STREET, PUNTA GORDA, FL 33983
Listing Information
Schedule a Tour
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Preferred Time
Home Price
$369,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $369,000 home in PUNTA GORDA.
🏛️
FHA Loan
$12,915 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.