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$219,900

8290 OSPREY ROAD, ENGLEWOOD, FL 34224

3D Tour

Active13 days on market

Beds

Baths

Sq Ft

960 sq ft

Year Built

1972

Lot Size

0.16 acres

Garage

—

About This Property

Welcome to this charming 2-bedroom, 1-bathroom home in the heart of Englewood, where coastal living and everyday convenience come together. Ideally located in one of the area's most desirable neighborhoods, this inviting retreat is just minutes from the Gulf of Mexico's beautiful sandy beaches, local restaurants, boutique shopping, and entertainment. Inside, you'll find a bright and functional floor plan designed for comfortable living. Step outside to the expansive rear patio, an ideal space for outdoor dining, entertaining guests, soaking up the Florida sunshine, or unwinding with evening cocktails under the stars. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this home offers the perfect blend of location, comfort, and the relaxed Florida lifestyle.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #C7527939

StatusActive

Year Built1972

Stories1

Total Rooms4

ConstructionStucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionPINE LAKE

CountyCharlotte

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)

FlooringPorcelain Tile

AppliancesDishwasher, Microwave

LaundryOther

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorNone

Lot Size0.16 acres (6,890 sq ft)

Lot Dimensions65 x 106

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available

Parking

GarageNo

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$219,900

Original Price$239,000

Annual Taxes$2,313 (2025)

ZoningRSF5

Parcel #412021202024

Directions

Driving Directions: From FL-776 (McCall Road), turn south onto Gasparilla Road (CR-771). Continue approximately 2 miles, then turn left onto Osprey Road. Follow Osprey Road to 8290 Osprey Road, which will be on your left.

Location

8290 OSPREY ROAD, ENGLEWOOD, FL 34224

Listing Information

OfficeKNOWLEDGE BASE REAL ESTATE

ListedJuly 1, 2026

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Pick a Day

Preferred Time

Home Price

$219,900

Down Payment20% ($43,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,141

Property Tax (est.)$202

Insurance (est.)$150

Total Monthly$1,493

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How to Buy This Home

Multiple financing options available for this $219,900 home in ENGLEWOOD.

🏛️

FHA Loan

$7,697 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.