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$325,000

404 SUMMER SAILS DRIVE, VALRICO, FL 33594

Active0 days on market

Beds

Baths

Sq Ft

1,471 sq ft

Year Built

2004

Lot Size

0.17 acres

Garage

About This Property

Discover this charming 4-bedroom, 2-bathroom home offering 1,471 sq ft of well-designed living space. The open-concept layout provides a bright and inviting atmosphere, with spacious living and dining areas that flow seamlessly into the kitchen. Step outside to a screened lanai overlooking a private backyard, creating the perfect space to relax, entertain, or enjoy Florida's year-round weather. Complete with a 2-car garage and a functional floor plan, this home is move-in ready.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #C7528249

StatusActive

Year Built2004

Stories2

Total Rooms3

ConstructionStucco

RoofShingle

FoundationSlab

FacesNortheast

SubdivisionSOMERSET TR A-2

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Walk-In Closet(s)

FlooringLaminate, Tile

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryIn Garage

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorLighting, Sliding Doors

Lot Size0.17 acres (7,219 sq ft)

Lot Dimensions43.49 x 166

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$160 / Quarterly

Senior CommunityNo

Financial Details

List Price$325,000

Annual Taxes$5,946 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPD

Parcel #U20292162LA0000000002.0

Schools

ElementaryNelson-HB

MiddleMulrennan-HB

HighDurant-HB

Directions

Head west on FL-60, Turn right onto N Mulrennan Rd/Old Mulrennan Rd, Turn left to stay on N Mulrennan Rd/Old Mulrennan Rd, Slight right onto N Mulrennan Rd, Turn right onto Indian Summer Way, Turn left onto Summer Sails Dr, Destination will be on the left.

Location

404 SUMMER SAILS DRIVE, VALRICO, FL 33594

Listing Information

OfficeSOVEREIGN REAL ESTATE GROUP

ListedJuly 10, 2026

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Home Price

$325,000

Down Payment20% ($65,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,686

Property Tax (est.)$298

Insurance (est.)$150

Total Monthly$2,134

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Nearby Schools

Elementary School

Nelson-HB

View on GreatSchools →

Middle School

Mulrennan-HB

View on GreatSchools →

High School

Durant-HB

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How to Buy This Home

Multiple financing options available for this $325,000 home in VALRICO.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.