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$165,000

1144 PINE STREET, ENGLEWOOD, FL 34223

3D Tour
Active38 days on market

Beds

2

Baths

1

Sq Ft

616 sq ft

Year Built

1965

Lot Size

0.27 acres

Garage

About This Property

Virtually Staged. Enjoy peaceful waterfront living in this charming 2-bedroom, 1-bathroom lakefront home, perfectly positioned on a spacious lot with beautiful water views and a relaxed setting. This cozy residence offers inviting curb appeal with bright blue shutters, a functional layout, and the versatility to serve as a full-time residence, seasonal retreat, or investment property. Recent updates include a new mini-split air conditioning system installed in June 2026, impact windows for added storm protection and energy efficiency, new roof 2023 and a water heater installed in 2019. The property also offers the benefit of transferrable insurance, providing added peace of mind for the next owner. The property features a covered carport with front doors for convenient protected parking, along with a large gravel driveway providing ample space for vehicles, boats, RVs, or trailers. A fully fenced yard offers privacy and plenty of room for pets, outdoor activities, and entertaining. A new mini split A/C installed in June 2026. Step inside to a bright and welcoming open-concept living and dining area showcasing terracotta tile flooring throughout, coastal-inspired finishes, and a warm, comfortable atmosphere. Decorative shiplap walls, custom built-in shelving, and a stylish electric fireplace create a charming focal point perfect for relaxing evenings or entertaining guests. A versatile bonus room provides additional living space ideal for a home office, hobby room, guest area, or extra storage to suit your needs. The bright kitchen features white shaker cabinetry, butcher block countertops, a subway tile backsplash, and pantry storage overlooking the living area. The inviting bedroom retreat offers decorative paneling, and generous closet storage with classic louvered doors. The adjoining bathroom has been tastefully updated with timeless white subway tile, a tub/shower combination with frosted glass enclosure, a modern vanity, and built-in shelving for added convenience. Step outside to the expansive backyard designed for both relaxation and functionality. A charming deck provides the perfect spot to enjoy morning coffee or unwind while taking in the peaceful waterfront views. The property also includes a covered boat shed with a concrete pad, offering protected storage for your boat, trailer, or recreational equipment, along with a separate 10x20 storage shed/workshop for tools, hobbies, and outdoor gear. The backyard opens to tranquil lake views framed by mature trees and lush greenery, creating a serene backdrop for enjoying Florida’s outdoor lifestyle. With abundant open space, this property offers room for gardening, recreation, entertaining, or simply relaxing while taking in the beauty of the waterfront setting. Ideally located near the heart of Englewood, this home offers easy access to local restaurants, shopping, parks, and the beautiful Gulf beaches. Enjoy a short drive to Englewood Beach, Stump Pass Beach State Park, and the scenic shores of Manasota Key. Explore charming Dearborn Street, local dining, farmers markets, outdoor recreation, boating, fishing, and all that Florida’s Gulf Coast lifestyle has to offer. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7528330
StatusActive
Year Built1965
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionACREAGE
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Chair Rail, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
FlooringTile
AppliancesDishwasher, Range, Refrigerator
LaundryOther
CoolingMini-Split Unit(s)
HeatingNone
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters, Storage
Other StructuresOther, Shed(s), Storage
Lot Size0.27 acres (11,700 sq ft)
Lot Dimensions60 x 195
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Public

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$165,000
Original Price$294,999
Annual Taxes$2,471 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF5
Parcel #412006235014

Schools

ElementaryEnglewood Elementary
MiddleL.A. Ainger Middle
HighLemon Bay High

Directions

776 to North of Pine Street, look for sign on left hand side of Pine Street.

Location

1144 PINE STREET, ENGLEWOOD, FL 34223

Listing Information

OfficeMARINA PARK REALTY LLC
ListedJuly 14, 2026

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Home Price

$165,000

20% ($33,000)
6.75%

Loan Term

Principal & Interest$856
Property Tax (est.)$151
Insurance (est.)$150
Total Monthly$1,157
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $165,000 home in ENGLEWOOD.

🏛️

FHA Loan

$5,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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