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$365,000

3358 OSPREY LANE, PORT CHARLOTTE, FL 33953

3D Tour
Active51 days on market

Beds

3

Baths

2

Sq Ft

1,617 sq ft

Year Built

2001

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. Welcome to 3358 Osprey Lane, a beautifully remodeled 3-bedroom, 2-bath, 2-car garage home in the sought-after Riverwood Community of Port Charlotte. Offering approximately 1,617 square feet of living space, this home is tucked along a tranquil backyard pond, creating a peaceful setting to enjoy Florida living. Step inside to a bright, welcoming interior where soaring ceilings, an open living area and abundant natural light give the home an airy, spacious feel. The extensive 2025 renovation brings a fresh, cohesive look throughout, including luxury vinyl plank flooring, contemporary baseboards, fresh interior paint, recessed lighting, cordless blinds, designer black ceiling fans in the living room and all three bedrooms. The beautifully redesigned kitchen is a standout, featuring Petit Oak solid-wood cabinetry with soft-close doors and drawers, 42-inch upper cabinets, a Lazy Susan corner cabinet, sleek black hardware, quartz countertops and a stylish glass backsplash. A counter-level breakfast bar provides plenty of room for casual dining and entertaining, while stainless-steel appliances, including a slide-in range, a deep stainless-steel sink with black integrated-sprayer faucet and garbage disposal complete this thoughtfully updated space. The spacious primary suite overlooks the pond and offers direct access to the lanai, making it easy to start or end the day enjoying the peaceful water view. The suite provides both a built-in closet and a walk-in closet, while the remodeled en-suite bath features a dual-sink Petit Oak vanity with quartz countertop, coordinating black hardware, a frameless glass walk-in shower and a separate soaking tub. Two generously sized guest bedrooms offer flexibility for family, visitors, a home office or hobby space, and the guest bath continues the home's updated style with a matching Petit Oak vanity and quartz countertop. Enjoy the Florida lifestyle from the screened lanai overlooking the backyard pond, updated with an epoxy-finished floor and designer ceiling fan with integrated light. Additional 2025 improvements include a new roof, fresh exterior paint, an epoxy-finished garage floor, new garage coach lights and an updated front-door lockset. Living in Riverwood means enjoying a gated, resort-style community known for its tree-lined surroundings and extensive recreation. Amenities include a resort-style pool and lap pool, fitness center, pickleball courts, dog parks, activity center, six Har-Tru tennis courts (clay) and croquet, with optional access to the Riverwood Golf Club (additional fee) and Beach Club on Manasota Key (subject to availability and additional fees). The community is also conveniently located for enjoying Southwest Florida's boating, world-class fishing, beautiful beaches, shopping, dining and cultural attractions.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7530594
StatusActive
Year Built2001
Stories1
Total Rooms7
ConstructionBlock
RoofConcrete, Tile
FoundationSlab
FacesNortheast
SubdivisionOSPREY LANDING
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air, Humidity Control
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.14 acres (6,182 sq ft)
Lot FeaturesFlood Insurance Required
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$510 / Quarterly
Senior CommunityNo

Financial Details

List Price$365,000
Original Price$369,000
Annual Taxes$7,209 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #402121302007

Schools

ElementaryLiberty Elementary
MiddleMurdock Middle
HighPort Charlotte High

Directions

From US-41 & FL-776, head west on FL-776/El Jobean Rd. Turn right at the traffic light onto Riverwood Dr. Enter through the guarded guest entrance. Continue on Riverwood Dr, left on Club Dr, right on Rivermarsh Dr, then right onto Osprey Ln. Continue to 3358 Osprey Ln.

Location

3358 OSPREY LANE, PORT CHARLOTTE, FL 33953

Listing Information

OfficeEXIT GULF COAST REALTY
ListedSeptember 11, 2026

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Home Price

$365,000

20% ($73,000)
6.75%

Loan Term

Principal & Interest$1,894
Property Tax (est.)$335
Insurance (est.)$150
Total Monthly$2,378
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $365,000 home in PORT CHARLOTTE.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 1, 2026.

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