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$189,000

418 CYPRESS AVENUE NW, PORT CHARLOTTE, FL 33952

Active0 days on market

Beds

2

Baths

2

Sq Ft

1,088 sq ft

Year Built

1972

Lot Size

0.23 acres

Garage

1

About This Property

Welcome to 418 Cypress Ave NW in Port Charlotte! Virtually staged. This 2-bedroom, 2-bath home with an attached one-car garage offers a comfortable and functional layout in an established residential neighborhood with NO HOA fees. Key property features include a roof replaced in 2021, impact windows, and attractive landscaping that creates welcoming curb appeal. The practical floor plan offers comfortable living spaces and plenty of opportunity for the next owner to personalize the home and make it their own. The location puts you close to many of the area's favorite destinations, including Sunseeker Resort Charlotte Harbor, Downtown Punta Gorda, Fishermen's Village, Charlotte Harbor, local waterfront parks, golf courses, boating and fishing opportunities, shopping, dining, and medical facilities. Enjoy easy access to everything that makes the Southwest Florida lifestyle so appealing, with Gulf Coast beaches also within driving distance. Whether you're searching for a primary residence, seasonal Florida getaway, or investment property, 418 Cypress Ave NW offers a great opportunity to enjoy the Florida lifestyle with no HOA fees. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7530608
StatusActive
Year Built1972
Stories1
Total Rooms6
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesWest
SubdivisionPORT CHARLOTTE SEC 010
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Thermostat, Window Treatments
FlooringPorcelain Tile
AppliancesConvection Oven, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsStorm Window(s)
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters
Lot Size0.23 acres (9,999 sq ft)
Lot Dimensions80 x 125
Lot FeaturesCleared, In County
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$189,000
Annual Taxes$3,953 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3.5
Parcel #402221254014

Schools

ElementaryPeace River Elementary
MiddleMurdock Middle
HighPort Charlotte High

Directions

From US-41 (Tamiami Trail), turn onto Port Charlotte Blvd. Continue approximately 0.4 miles, then turn right onto Cypress Ave NW. Continue on Cypress Ave NW to 418 Cypress Ave NW. Property will be on your left.

Location

418 CYPRESS AVENUE NW, PORT CHARLOTTE, FL 33952

Listing Information

OfficeCOLDWELL BANKER SUNSTAR REALTY
ListedSeptember 14, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$189,000

20% ($37,800)
6.75%

Loan Term

Principal & Interest$981
Property Tax (est.)$173
Insurance (est.)$150
Total Monthly$1,304
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $189,000 home in PORT CHARLOTTE.

🏛️

FHA Loan

$6,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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