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$485,000

1040 BAY HARBOR DRIVE, ENGLEWOOD, FL 34224

3D Tour
Active33 days on market

Beds

4

Baths

3

Sq Ft

2,337 sq ft

Year Built

1993

Lot Size

0.32 acres

Garage

2

About This Property

*DON’T MISS OUT ON THIS BEAUTIFUL BAY HARBOR ESTATE POOL HOME, OFFERED AT AN EXCEPTIONAL PRICE!* Located in the highly desirable Bay Harbor Estates community, this spacious *4-bedroom, 3-bathroom, 2-car garage home offers over 2,337 square feet of living space*, a beautiful layout, and the perfect combination of comfort, elegance, and Florida living! From the moment you arrive, you’ll appreciate the *lush tropical landscaping, impressive double-door entry, soaring vaulted ceilings, and spacious interior* designed for both everyday living and entertaining. The beautifully appointed kitchen features *granite countertops, wood cabinetry, stainless steel appliances, a pantry, and a charming breakfast nook*. *ENJOY THE FLORIDA LIFESTYLE AT ITS FINEST!* Step outside to your beautiful private swimming pool and expansive screened lanai, perfect for entertaining family and friends or simply relaxing in your own tropical retreat. *Pocket sliding glass doors open up the living areas to the outdoors*, creating a wonderful indoor-outdoor living experience. The spacious primary suite also features pocket sliding doors with access to the pool area, generous walk-in closets, and a beautifully tiled primary bathroom with dual pedestal sinks. *MAJOR BONUS: NEWER ROOF INSTALLED IN 2023!* Enjoy the added value and peace of mind of this significant improvement. *LOCATION, LOCATION, LOCATION!* Conveniently situated near beautiful Gulf Coast beaches, including *Manasota Key, as well as shopping, restaurants, entertainment, and everyday conveniences. **NATURE LOVERS WILL LOVE THIS LOCATION!* Just minutes away is the spectacular *120-plus-acre Oyster Creek Regional Park*, offering opportunities for hiking, jogging, canoeing, wildlife viewing, and enjoying Southwest Florida’s natural beauty. *HOMES IN THIS DESIRABLE COMMUNITY DON'T COME AVAILABLE OFTEN!* With its spacious floor plan, beautiful pool, oversized lanai, newer roof, tropical landscaping, and outstanding location, this property offers an exceptional opportunity to enjoy the Southwest Florida lifestyle. *DON’T LET THIS AMAZING OPPORTUNITY PASS YOU BY! SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE IT’S GONE!*

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7530736
StatusActive
Year Built1993
Stories1
Total Rooms10
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBAY HARBOR ESTATE
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
Lot Size0.32 acres (13,965 sq ft)
Lot Dimensions105 x 133
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Outside Bath Access, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Original Price$490,000
Annual Taxes$4,637 (2024)
FinancingCash, Conventional, Lease Option
ZoningRSF3.5
Parcel #412008130014

Schools

ElementaryEnglewood Elementary
MiddleL.A. Ainger Middle
HighLemon Bay High

Directions

From SR-776, head south and turn right onto Edison Drive near Mama’s Italian Restaurant. Turn left onto Bay Harbor Drive and continue to 1040 Bay Harbor Drive. The property will be on the right.

Location

1040 BAY HARBOR DRIVE, ENGLEWOOD, FL 34224

Listing Information

OfficeSCHIFF REALTY, INC.
ListedSeptember 17, 2026

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $485,000 home in ENGLEWOOD.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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