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$210,000

2503 CETRA COURT, LAKELAND, FL 33801

Active12 days on market

Beds

2

Baths

1

Sq Ft

1,202 sq ft

Year Built

1959

Lot Size

0.15 acres

Garage

—

About This Property

Move-in ready 2-bedroom, 1-bath home offering a flexible layout and an additional bonus room. The interior features neutral finishes, spacious living areas, and plenty of natural light. The bonus room provides valuable extra space and can be used as an office, den, or playroom. The kitchen offers ample cabinet storage and workspace and connects conveniently with the surrounding living areas. Outside, there is plenty of yard space to enjoy. A practical home with room to make it your own. Easy to show!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7530997
StatusActive
Year Built1959
Total Rooms3
ConstructionBlock, Vinyl Siding
RoofShingle
FoundationSlab
FacesNorth
SubdivisionN/A
CountyPolk
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo
FlooringCarpet, Laminate, Tile
AppliancesElectric Water Heater, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
FencingChain Link, Fenced
Other StructuresShed(s)
Lot Size0.15 acres (6,360 sq ft)
Lot FeaturesCity Lot, Level
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$210,000
Annual Taxes$2,916 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSF RES
Parcel #242828000000011260

Directions

From US-98 N- head toward Palmetto Ave SE. Turn right onto FL-659 N/S Combee Rd/County Rd 33 A. Turn left onto S Crystal Lake Dr. Turn left onto Arthur Blvd. Turn right onto Cetra Ct.

Location

2503 CETRA COURT, LAKELAND, FL 33801

Listing Information

OfficeSOVEREIGN REAL ESTATE GROUP
ListedSeptember 24, 2026

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Home Price

$210,000

20% ($42,000)
6.75%

Loan Term

Principal & Interest$1,090
Property Tax (est.)$193
Insurance (est.)$150
Total Monthly$1,432
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How to Buy This Home

Multiple financing options available for this $210,000 home in LAKELAND.

🏛️

FHA Loan

$7,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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