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$248,500

21483 BANCROFT AVENUE, PORT CHARLOTTE, FL 33954

3D Tour
Active19 days on market

Beds

3

Baths

2

Sq Ft

1,308 sq ft

Year Built

1986

Lot Size

0.23 acres

Garage

2

About This Property

**BEAUTIFULLY UPDATED, SPACIOUS & MOVE-IN READY IN THE HEART OF PORT CHARLOTTE!** Welcome to 21483 Bancroft Avenue, where thoughtful updates, a functional floor plan, and exceptional outdoor space come together to create the perfect place to call home! Nestled in one of Port Charlotte's most desirable neighborhoods, this beautifully refreshed **3-bedroom, 2-bath home with a separate den/office** offers the space, flexibility, and comfort you've been searching for. Step inside to discover **fresh interior paint, a desirable split-bedroom floor plan, a spacious living room, and a dedicated dining area**, creating an inviting atmosphere for both everyday living and entertaining. The kitchen features a convenient breakfast bar, perfect for casual meals, morning coffee, or gathering with family and friends. The versatile den provides endless possibilities as a home office, playroom, hobby space, or additional sitting area. **MAJOR UPDATES ALREADY COMPLETED!** Enjoy peace of mind with a **2023 ROOF, 2022 HURRICANE-IMPACT GARAGE DOOR, newer air conditioning system, newer water heater, fresh exterior paint, and updated screens!** These valuable improvements make this home an exceptional opportunity for buyers seeking a property with important upgrades already in place. Love spending time outdoors? Step onto the **LARGE SCREENED-IN LANAI**, the perfect setting for relaxing evenings, weekend gatherings, or enjoying Florida's beautiful weather year-round. Beyond the lanai, you'll find an **EXPANSIVE BACKYARD WITH PLENTY OF ROOM FOR A FUTURE POOL**, outdoor entertaining, gardening, or creating your own private backyard retreat! **Fence posts are already in place, giving you a head start on completing the fencing of your choice!** Even better, **RV AND BOAT PARKING ARE PERMITTED**, offering the freedom and flexibility to accommodate your recreational vehicles and enjoy the Southwest Florida lifestyle! An additional standout feature is the **professionally installed 10' x 16' storage shed WITH ELECTRICITY**, providing incredible versatility for a workshop, hobbies, tools, or additional storage. And here's an EXTRA BONUS — **THE SELLER IS INCLUDING 6 MONTHS OF PREPAID LAWN CARE!** Move in and enjoy your beautiful outdoor space without the immediate worry of lawn maintenance. Ideally situated near shopping, restaurants, schools, medical facilities, and convenient access to I-75, this home offers the perfect combination of neighborhood charm and everyday convenience. **With its updates, flexible living spaces, oversized backyard, RV and boat parking opportunities, and fantastic seller incentives, this home truly stands out! Don't miss your opportunity to make it yours — schedule your private showing today!**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7531206
StatusActive
Year Built1986
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesSoutheast
SubdivisionPORT CHARLOTTE SEC 033
CountyCharlotte
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Private Yard, Storage
FencingOther, Wood
Lot Size0.23 acres (9,999 sq ft)
Lot Dimensions80 x 125
Lot FeaturesCity Lot
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$248,500
Original Price$299,000
Annual Taxes$3,427 (2025)
FinancingCash, Conventional, FHA, FHA / 203K, VA Loan
ZoningRSF3.5
Parcel #402203479006

Schools

ElementaryNeil Armstrong Elementary
MiddlePort Charlotte Middle
HighPort Charlotte High

Directions

Midway Blvd to Birchcrest. All the way down to making a left on Bancroft. Home is on Left.

Location

21483 BANCROFT AVENUE, PORT CHARLOTTE, FL 33954

Listing Information

OfficeTHE LEGACY COLLECTIVE REALTY
ListedOctober 15, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$248,500

20% ($49,700)
6.75%

Loan Term

Principal & Interest$1,289
Property Tax (est.)$228
Insurance (est.)$150
Total Monthly$1,667
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $248,500 home in PORT CHARLOTTE.

🏛️

FHA Loan

$8,698 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,425 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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