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$369,000

3640 BAL HARBOR BOULEVARD UNIT 513, PUNTA GORDA, FL 33950

3D Tour
Active15 days on market

Beds

2

Baths

2

Sq Ft

1,405 sq ft

Year Built

1990

Lot Size

0.03 acres

Garage

0

About This Property

Waterfront Condo with deep water/sailboat access! Deeded dock with electricity. Don't have a boat? A 26ft Trojan is negotiable with purchase! This condo has had extensive upgrades. New tile throughout, new bathrooms, crown moldings, closet tamers, new Lanai Glass. All furnishings, except artwork, to remain. Wonderful views from your private Lanai. Bonus room near laundry room is currently being used as additional guest room, but could also be used as storage. This first floor, spacious, modern, waterfront condo is all you need to live the Florida dream.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #C7532143
StatusActive
Year Built1990
Stories3
Total Rooms7
ConstructionBlock, Concrete
RoofMetal
FoundationSlab, Stem Wall
FacesSouth
SubdivisionWINDJAMMER POINT PH 01 BLDG 05
CountyCharlotte
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Sidewalk, Sliding Doors, Smart Lock(s)
Lot Size0.03 acres (1,507 sq ft)
Lot FeaturesCity Lot, Landscaped, Near Golf Course, Sidewalk, Sloped
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Waterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$818 / Monthly
Senior CommunityNo

Financial Details

List Price$369,000
Annual Taxes$4,999 (2025)
FinancingCash, Conventional, FHA, Owner May Carry
ZoningGM-15
Parcel #412224502005

Schools

ElementarySallie Jones Elementary
MiddlePunta Gorda Middle
HighCharlotte High

Directions

From Fort Meyer: Take 41 N to Aqui Esta, turn left approx 3 miles to 4 way stop, turn left on Bal Harbor. 2nd complex on left after water. Condo will be located in the first building on right. Front door is behind elevator.

Location

3640 BAL HARBOR BOULEVARD UNIT 513, PUNTA GORDA, FL 33950

Listing Information

OfficeBEVERLY DUBE REAL ESTATE LLC
ListedOctober 16, 2026

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Home Price

$369,000

20% ($73,800)
6.75%

Loan Term

Principal & Interest$1,915
Property Tax (est.)$338
Insurance (est.)$150
Total Monthly$2,403
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $369,000 home in PUNTA GORDA.

🏛️

FHA Loan

$12,915 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$18,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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