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$989,900

321 PALM ISLES CT, PUNTA GORDA, FL 33950

3D Tour
Active5 days on market

Beds

3

Baths

2

Sq Ft

2,135 sq ft

Year Built

2001

Lot Size

0.22 acres

Garage

3

About This Property

Virtually Staged. EXCEPTIONAL WATERFRONT LIVING IN PUNTA GORDA ISLES — A BOATER'S AND ENTERTAINER'S PARADISE! Welcome to 321 Palm Isles Court, a beautiful 3-bedroom, 2-bath waterfront pool home offering 2,135 square feet of living space, a spacious 3-car garage, and an extraordinary outdoor entertaining experience. Nestled on a desirable dead-end street in Punta Gorda Isles with underground utilities, this home combines tropical beauty, comfortable living, and the boating lifestyle Southwest Florida is famous for. THE OUTDOOR LIVING SPACE IS TRULY THE STAR OF THIS HOME! Step through the sliding glass doors to an expansive screened lanai featuring a heated in-ground swimming pool and an above-ground spa. Designed for year-round enjoyment, this inviting retreat features a charming wood-burning fireplace, an outdoor cooking area, and a built-in bar — perfect for hosting friends, gathering with family, or simply relaxing while enjoying the beautiful canal views and spectacular Florida sunsets. BOATERS AND FISHING ENTHUSIASTS WILL LOVE the double dock, private boat lift, fish-cleaning station, and saltwater canal frontage. Whether heading out for a day on the water, returning with the day's catch, or enjoying a peaceful evening along the dock, this property makes waterfront living effortless. Beautiful tropical landscaping surrounds the property, creating a lush, inviting atmosphere with colorful flowering plants, a Florida avocado tree, and a dedicated fenced dog run. Low-maintenance artificial turf provides year-round greenery and a beautifully manicured appearance while reducing lawn upkeep. An irrigation system helps maintain the attractive grounds. Inside, distinctive stone accents and a contemporary linear electric fireplace create an inviting atmosphere filled with warmth and character. Ceramic tile flooring, sliding glass doors, and thoughtfully designed living spaces provide comfortable everyday living and an easy connection to the outdoor entertaining areas. The home also features an interior laundry room, central air conditioning, and a well-equipped kitchen with appliances including a refrigerator, range, microwave, dishwasher, and disposal. ADDITIONAL HIGHLIGHTS include a tile roof, remote-controlled roll-down hurricane shutters for convenient storm protection, a Generac Guardian 18kW automatic standby generator for added peace of mind during power outages, rain gutters, public water and sewer, underground utilities, and an attached 3-car garage offering ample space for vehicles, storage, and recreational equipment. Located in the highly desirable waterfront community of Punta Gorda Isles, this property is conveniently situated near historic downtown Punta Gorda, Fishermen's Village, waterfront parks, restaurants, boutique shopping, walking and biking paths, and popular community events. FROM BOATING AND FISHING TO POOLSIDE GATHERINGS AND FIRESIDE EVENINGS, THIS IS SOUTHWEST FLORIDA WATERFRONT LIVING AT ITS FINEST!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #C7532534
StatusActive
Year Built2001
Total Rooms9
ConstructionBlock, Concrete, Stucco
RoofConcrete, Tile
FoundationBlock, Stem Wall
FacesNorth
SubdivisionPUNTA GORDA ISLES SEC 11
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Smart Lights, Split Bedroom, Stone Counters, Tray Ceiling(s), Wet Bar, Window Treatments
FlooringBrick/Stone, Ceramic Tile, Luxury Vinyl, Tile
AppliancesCooktop, Dishwasher, Disposal, Dryer, Electric Cooktop, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
LaundryElectric Dryer Hookup, Inside, Laundry Room, Sink, Washer Hookup
WindowsShutters, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Exhaust Fan
FireplaceYes ()

Exterior & Lot

ExteriorDog Run, Fire Pit, Hurricane Shutters, Outdoor Grill, Outdoor Kitchen, Private Yard, Rain Gutters, Sliding Doors, Smart Irrigation
FencingFenced
Other StructuresKennel/Dog Run
Lot Size0.22 acres (9,600 sq ft)
Lot Dimensions80 x 120
Lot FeaturesFlood Insurance Required, Landscaped
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Heated, Pool Alarm, Screen Enclosure, Waterfall, Tile
SpaAbove Ground, Heated

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$989,900
Annual Taxes$11,955 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningGS-3.5
Parcel #412307353001

Schools

ElementarySallie Jones Elementary
MiddlePunta Gorda Middle
HighCharlotte High

Directions

41 North turn left on airport road (at the stop light) Right onto Shreve Street, Left onto West End Drive, Stright ahead is Palm Isles Ct. The home is on the left side 321

Location

321 PALM ISLES CT, PUNTA GORDA, FL 33950

Listing Information

OfficeFIVE STAR REALTY OF CHARLOTTE
ListedOctober 29, 2026

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Home Price

$989,900

20% ($197,980)
6.75%

Loan Term

Principal & Interest$5,136
Property Tax (est.)$907
Insurance (est.)$150
Total Monthly$6,194
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Nearby Schools

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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