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$410,000

13465 W Hillbilly LANE, Crystal River, FL 34429

Active331 days on market

Beds

5

Baths

3

Sq Ft

1,540 sq ft

Year Built

1962

Lot Size

0.29 acres

Garage

1

About This Property

Amazing opportunity! Fully furnished and move in ready. What you see is what you get! All beds, pictures, lights, tvs, decor applicances and more! EVERYTHING STAYS. The quiet fishing town of Ozello! High and dry and main home never flooded this is a dream come true. Main residence offers 3 bedrooms and 2 full baths. But wait...Walk into all season porch with vinyl windows with views of canal, boat ramp and boat dock. Large dining room walks to open kitchen area. Living room has ceiling fan, blinds, built in cabinets, breakfast bar and kitchen features granite countertops with island, lots of cabinets with pull out pantry shelves, side by side fridge, dishwasher, double sink, oven and cook top with vent hood. Inside laundry with stackable washer and dryer, microwave, coffee bar and deep freezer. Continue thru to full size bath offering jetted, deep soaking tub. Large bedroom with Murphy Bed, and closet. Nice Florida Room with door to walk around porch. Hall bath divides both bedrooms with walk in oversized shower. Exterior features one car garage, covered carport, exterior shed on corner lot. BONUS is the little guest cottage with two additional bedrooms and a full bath with walk in shower. So total of 5 bedrooms and three full baths. This little Key West style cottage is perfect for overnight guests, in-laws, or even an income producing property! With no deed restrictions it's perfect for an Airbnb, Bed and Breakfast or snowbird retreat. Fisherman and boaters dream! Enjoy all Ozello has to offer with the friendly community church, local restaurants like Backwater Fins, The infamous Island Outpost where the locals hang out or the end of the trail to Old Pecks Port Cove. Lots of nature abounds with manatees, dolphins, otters, water birds and an occasional bald eagle flying overhead and our resident owls. Live life like the locals and enjoy the Florida way of life it one of the last true remaining Old Florida waterfront communities. Walking distance to John Brown Boat ramp. Come check it out. You will fall in love and never leave this quaint little town off the beaten path from the noise. Lots of year round festivities such as the Chili Cookoff, the Art Festival and Blue Crab Festival, Tree lighting festival, Christmas Parade, fishing tournament and oh so much more.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC850471
StatusActive
Year Built1962
Total Rooms0
RoofMetal
FoundationPillar/Post/Pier
CountyCitrus
FurnishedFurnished

Interior Features

InteriorSolid Surface Counters, Open Floorplan
FlooringLaminate
AppliancesElectric Cooktop, Dishwasher, Freezer, Microwave, Oven, Range Hood, Refrigerator, Washer, Other, Dryer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingElectric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorOutdoor Grill, Courtyard
Other StructuresGuest House, Garage(s), Gazebo, Utility, Other, Workshop
Lot Size0.29 acres (12,679 sq ft)
Lot FeaturesCleared, Other
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$410,000
Original Price$445,900
Annual Taxes$822 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningCLRMH
Parcel #1009162

Schools

ElementaryRock Crusher Elementary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

US 19 (Suncoast Blvd) turn onto Ozello Trail go about 5 miles turn onto John Brown road, right on Hillbilly Lane, home 2nd one on right.

Location

13465 W Hillbilly LANE, Crystal River, FL 34429

Listing Information

OfficeTHE HOLLOWAY GROUP
ListedDecember 6, 2025

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Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $410,000 home in Crystal River.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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