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$529,000

9298 N Mendoza WAY, Citrus Springs, FL 34434

Active146 days on market

Beds

,

Baths

,

Sq Ft

1,350 sq ft

Year Built

2025

Lot Size

0.23 acres

Garage

,

About This Property

New Construction Duplex | No HOA | Income-Producing Opportunity | 6 Bedrooms Total | Built in 2025 Exceptional opportunity to own a newly constructed duplex in the growing community of Citrus Springs, Florida. Built in 2025, this income-producing property features two identical units, each offering 3 bedrooms, 2 bathrooms, a 1-car garage, and approximately 1,350 square feet of living space, for a combined total of 2,700 square feet. With no HOA restrictions, this property offers flexibility for investors and owner-occupants alike. Whether you're seeking rental income, looking to offset housing expenses, or searching for a multi-generational living solution, this property delivers versatility and long-term value. Each unit features a thoughtfully designed open-concept floor plan with modern finishes that appeal to today's tenants and homeowners. High ceilings and abundant natural light create a bright, spacious atmosphere throughout. The generous living and dining areas flow seamlessly into the kitchen, creating an inviting environment for everyday living and entertaining. Kitchens are equipped with quartz countertops, stainless steel appliances, ample cabinetry, and generous workspace. Luxury vinyl plank flooring extends throughout both units, providing durability, easy maintenance, and a modern look with no carpet anywhere in the property. The primary suites offer comfortable retreats with private bathrooms and ample closet space, while the additional bedrooms provide flexibility for family members, guests, home offices, or additional rental appeal. Each unit includes an attached 1-car garage, enhancing convenience and tenant desirability. Built with modern construction standards and energy-efficient features, this newly completed property offers the benefits of reduced maintenance and increased appeal compared to older rental inventory. Citrus Springs continues to attract residents and investors seeking affordability, quality of life, and convenient access to Florida's Nature Coast. Enjoy proximity to the Citrus Springs Golf & Country Club, the Withlacoochee State Trail, Rainbow Springs State Park, Crystal River, Homosassa Springs, shopping, dining, medical facilities, and outdoor recreation opportunities. Convenient access to Dunnellon, Ocala, Inverness, Lecanto, and Crystal River further enhances the property's appeal. With projected rental income of approximately $1,800 per unit per month, this duplex offers strong income potential and flexibility for long-term rentals, owner occupancy with supplemental income, multi-generational living, or portfolio expansion. New construction duplexes with modern finishes, high ceilings, abundant natural light, quartz countertops, stainless steel appliances, attached garages, no carpet, and no HOA are increasingly difficult to find. This property combines contemporary design, income potential, low-maintenance ownership, and a desirable Central Florida location into one exceptional opportunity. Schedule your private showing today.

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #CC855173
StatusActive
Year Built2025
Total Rooms0
ConstructionBlock, Stucco
RoofMetal
CountyCitrus
New ConstructionYes

Interior Features

FlooringLuxury Vinyl
AppliancesDishwasher, Microwave Hood, Range, Refrigerator
CoolingCentral Air
HeatingElectric

Exterior & Lot

Lot Size0.23 acres (10,000 sq ft)
Lot FeaturesCleared
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$529,000
Annual Taxes$673 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPDR
Parcel #1222320

Schools

ElementaryCitrus Springs Elementar
MiddleCitrus Springs Middle School
HighLecanto High School

Directions

Turn right onto E Withlacoochee Trail Turn left onto N Country Club Way Turn right onto N Mendoza Way

Location

9298 N Mendoza WAY, Citrus Springs, FL 34434

Listing Information

OfficeREAL BROKER, LLC
ListedJune 9, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$529,000

20% ($105,800)
6.75%

Loan Term

Principal & Interest$2,745
Property Tax (est.)$485
Insurance (est.)$150
Total Monthly$3,380
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $529,000 home in Citrus Springs.

🏛️

FHA Loan

$18,515 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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