Beds
2
Baths
2
Sq Ft
805 sq ft
Year Built
1972
Lot Size
0.23 acres
Garage
0
About This Property
**Fully Remodeled, Move-In Ready, and Packed with Value!** This beautifully updated two-bedroom, two-bath mobile home offers spacious living, modern finishes, and an extensive list of improvements throughout. The interior features luxury vinyl plank flooring, fresh paint, new trim, six-panel doors, recessed lighting, updated fixtures, new ceiling fans, and double-pane windows. The completely renovated kitchen is sure to impress with new cabinetry, countertops, appliances, lighting, and a clean, modern design. Both bathrooms have also been fully updated with new showers, vanities, toilets, lighting, and fixtures. Additional upgrades include two new mini-split systems, a new electrical panel, an instant hot water heater servicing the home, and a new washer and dryer. The home also features an added bedroom and full bathroom, providing additional living space and functionality. The large living area and generously sized bedrooms create a comfortable layout that feels open and inviting. Outside, enjoy the convenience of an attached carport, a fenced backyard, and a spacious new covered back porch constructed with pressure-treated wood and a new roof. The private backyard offers plenty of room to relax, entertain, garden, or enjoy the peaceful surroundings. The property is also serviced by excellent well water. Conveniently located between Ocala and Citrus County, this home offers easy access to shopping, dining, medical facilities, and everyday conveniences. With the amount of work, updates, and value already invested, this is an excellent opportunity for buyers seeking an affordable, turnkey home with nothing left to do but move in.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US-41 in Hernando, take SR-200 N toward Ocala, R on N Birch Ter. Home will be down on L.
Location
6875 N Birch TERRACE, Hernando, FL 34442
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$129,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $129,900 home in Hernando.
🏛️
FHA Loan
$4,547 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$6,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.