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$264,900

7246 N Deborah TERRACE, Citrus Springs, FL 34434

Active87 days on market

Beds

4

Baths

2

Sq Ft

1,876 sq ft

Year Built

2007

Lot Size

0.24 acres

Garage

2

About This Property

BACK ON MARKET AT NO FAULT OF THE SELLER! The previous buyer’s financing fell through, creating a rare second chance for this home. Already appraised above list price—walk in with instant equity! Plus, the seller is offering a roof concession with a full-price offer. Don’t wait; schedule your private tour today! Beautifully maintained and thoughtfully updated, this 4-bedroom, 2-bath Citrus Springs home offers nearly 1,900 sq. ft. of comfortable living space, 10-foot ceilings, multiple living areas, an oversized 2-car garage and a private fenced backyard. Inside, you’ll find granite countertops, beautiful cabinetry, recessed lighting, beautiful flooring, Laundry Room with Pantry! NEW carpet in 2025, newer fixtures and generously sized bedrooms with excellent closet space. The spacious primary suite features double closets, dual vanity, a garden tub and separate shower. The bright, functional layout includes living, dining, den and eat-in kitchen areas, while sliding glass doors open to a HUGE covered back porch overlooking mature landscaping and flowering trees. Nearby vacant lots add an extra sense of openness and privacy. Additional updates include HVAC in 2021, roof updated in 2016, a 2019 range, newer dishwasher and recently pumped septic. Clean, spacious and meticulously cared for, this home offers a great combination of condition, privacy and value in Citrus Springs.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC856923
StatusActive
Year Built2007
Total Rooms0
ConstructionStucco, Block
RoofShingle
CountyCitrus

Interior Features

InteriorStone Counters, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesElectric Cooktop, Dishwasher, Oven, Refrigerator
CoolingCentral Air

Exterior & Lot

ExteriorSliding Doors
Lot Size0.24 acres (10,496 sq ft)
Lot FeaturesCleared
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$264,900
Annual Taxes$4,046 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPDR,RMU
Parcel #1339723

Schools

ElementaryCitrus Springs Elementar
MiddleCitrus Springs Middle School
HighCentral High-H

Location

7246 N Deborah TERRACE, Citrus Springs, FL 34434

Listing Information

OfficeTROPIC SHORES REALTY
ListedAugust 7, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$264,900

20% ($52,980)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,767
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $264,900 home in Citrus Springs.

🏛️

FHA Loan

$9,272 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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