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$199,900

706 Moray DRIVE, Inverness, FL 34453

Active71 days on market

Beds

4

Baths

3

Sq Ft

1,921 sq ft

Year Built

1990

Lot Size

0.08 acres

Garage

1

About This Property

PRICE IMPROVEMENT, SELLER IS MOTIVATED, BRING OFFERS Welcome to this spacious 4-bedroom, 2½-bath two-story villa located in the highly desirable Windermere community in Inverness, Florida. Offering approximately 2,316 total square feet, this home provides plenty of room for comfortable living, entertaining, and relaxing. The thoughtfully designed floor plan features two bedrooms and a full bathroom upstairs, while the primary suite and an additional bedroom are conveniently located on the first floor, providing flexibility for guests, family, or a home office. The home boasts a huge living area with soaring ceilings, creating an open and impressive atmosphere. The eat-in kitchen offers a comfortable dining area along with a breakfast bar, making it a great gathering space for everyday meals or entertaining. Step outside to the enclosed back porch, an ideal spot to enjoy your morning coffee or unwind at the end of the day. A small concrete patio provides additional outdoor space. Located in a beautiful, established neighborhood with a community clubhouse and pool, Windermere offers a wonderful lifestyle with plenty of activities and amenities nearby. Enjoy being within walking distance of the Inverness Chain of Lakes and the Withlacoochee State Trail, perfect for enjoying the outdoors, walking, biking, and taking in the natural beauty of the area. Just one mile from downtown Inverness, you'll have convenient access to the charming Inverness Depot which has farmers markets, events, and live music. Also, plenty of restaurants, shopping, hospital, schools, and numerous other amenities. Whether you're looking for a full-time residence, seasonal home, or investment opportunity, this villa offers an excellent combination of space, location, and community. Come see all that this wonderful Windermere home and Inverness lifestyle have to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC856970
StatusActive
Year Built1990
Stories2
Total Rooms0
ConstructionStucco, Block
RoofTile
CountyCitrus

Interior Features

InteriorVaulted Ceiling(s), Laminate Counters, Eating Space In Kitchen, Walk-In Closet(s)
FlooringCarpet, Tile, Engineered Hardwood
AppliancesDishwasher, Range, Other
WindowsBlinds
HeatingHeat Pump

Exterior & Lot

Lot Size0.08 acres (3,640 sq ft)
Lot FeaturesZero Lot Line
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesStreet Lights

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$291 / Monthly
Senior CommunityNo

Financial Details

List Price$199,900
Original Price$245,900
Annual Taxes$1,326 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningULD
Parcel #2601132

Schools

ElementaryInverness Primary School
MiddleInverness Middle School
HighCitrus High School

Directions

From downtown Inverness take 41 north, turn right on Zephyr, turn left on Turner Camp Road, go about 1 mile, turn left on Windermere Boulevard, turn left on Moray. That will be the first road on your left. The house will be on your left (second unit from, the end) the sign is in the window

Location

706 Moray DRIVE, Inverness, FL 34453

Listing Information

OfficeSELLSTATE NGR-INVERNESS
ListedAugust 10, 2026

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Home Price

$199,900

20% ($39,980)
6.75%

Loan Term

Principal & Interest$1,037
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,370
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $199,900 home in Inverness.

🏛️

FHA Loan

$6,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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