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$299,000

2316 Colby STREET, Inverness, FL 34453

Active66 days on market

Beds

,

Baths

,

Sq Ft

1,984 sq ft

Year Built

1985

Lot Size

0.28 acres

Garage

,

About This Property

INVESTMENT OPPORTUNITY IN INVERNESS, FLORIDA! This well-maintained duplex features two spacious 2-bedroom, 2-bath units, each offering a dedicated laundry room and additional storage room. Located within the Inverness city limits on approximately 0.28 acres and not located in a flood zone, this property offers convenience and peace of mind. One unit is currently occupied by a tenant, providing immediate rental income, while the second unit is vacant and ready for a new tenant or owner-occupant. The property also features a newer A/C unit. Each unit is individually sub-metered for water and electric with trash service included in the water bill, helping simplify utility management. Whether you're looking to expand your rental portfolio, live in one side while generating income from the other, or maximize the property's rental potential, this Inverness duplex is a great opportunity!

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #CC857458
StatusActive
Year Built1985
Total Rooms0
ConstructionVinyl Siding
RoofMetal
CountyCitrus

Interior Features

FlooringCarpet, Luxury Vinyl
AppliancesRange, Refrigerator, Washer, Dryer
CoolingCentral Air
HeatingElectric

Exterior & Lot

Lot Size0.28 acres ( sq ft)
Lot FeaturesCleared
Road SurfaceUnimproved
0

Utilities

WaterPublic
SewerSeptic Tank

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$299,000
Annual Taxes$3,267 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCITY
Parcel #1689228

Location

2316 Colby STREET, Inverness, FL 34453

Listing Information

OfficeEPIQUE REALTY INC.
ListedAugust 28, 2026

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Home Price

$299,000

20% ($59,800)
6.75%

Loan Term

Principal & Interest$1,551
Property Tax (est.)$274
Insurance (est.)$150
Total Monthly$1,976
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How to Buy This Home

Multiple financing options available for this $299,000 home in Inverness.

🏛️

FHA Loan

$10,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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