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$263,000

4081 N Holiday DRIVE, Crystal River, FL 34428

Active48 days on market

Beds

3

Baths

2

Sq Ft

1,025 sq ft

Year Built

1991

Lot Size

0.60 acres

Garage

1

About This Property

One or more photo(s) has been virtually staged. An exciting opportunity awaits on this spacious .60-acre property in Crystal River! This three-bedroom, two-bath home offers an open floor plan with a comfortable living and dining area. The kitchen features soft-close custom cabinetry with a lazy Susan, granite countertops, and stainless-steel appliances. Beautiful laminate flooring flows throughout most of the home, with ceramic tile in the bathroom for added durability and easy maintenance. The generously sized primary bedroom includes an updated bathroom with a tiled shower, vanity, modern fixtures, and updated lighting. Two additional bedrooms provide flexible space for family, guests, or a home office. The second bathroom has also been updated with newer vanities, sinks, faucets, mirrors, lighting, and toilets. Step outside to the expansive covered and screened lanai overlooking a large, fenced backyard with plenty of room for pets, gardening, outdoor activities, or entertaining. Additional features include a metal roof and HVAC system installed in 2019, windows installed in 2021, a tankless water heater, an iron and sulfur filtration system, luxury vinyl plank flooring, updated lighting and ceiling fans, wireless garage-door openers, and solar panels installed in 2025. (Buyers should independently verify the ownership, financing, transfer requirements, and operation of the solar-panel system.) The property also includes a Conex storage container with an attached pole-barn-style lean-to, offering an impressive amount of storage and flexible space for a workshop, hobbies, or small-business use. The structure is equipped with electricity, lighting, and air conditioning. The home is being sold as-is, offering the next owner an opportunity to refresh the property and make it their own. The furniture and household items currently remaining in the home will convey with the sale at no additional value. Located just outside the Crystal River city limits, the property provides convenient access to Kings Bay, Three Sisters Springs, Hunter Springs Park, boating, kayaking, fishing, scalloping, waterfront restaurants, shopping, and the area’s famous manatee experiences. Crystal River offers year-round community activities, including First Friday celebrations, the Florida Manatee Festival, Scarecrow Fest, Stone Crab Jam, arts events, concerts, and seasonal festivities. Convenient access to the Suncoast Parkway makes travel toward the Tampa Bay area easier while allowing residents to enjoy the relaxed pace and natural beauty of Florida’s Nature Coast. Bring your vision and discover all the possibilities this Crystal River property has to offer! VirtuallyStaged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC857945
StatusActive
Year Built1991
Stories1
Total Rooms9
ConstructionBlock
RoofMetal
CountyCitrus

Interior Features

FlooringTile, Laminate
AppliancesDishwasher, Range, Refrigerator
CoolingCentral Air
HeatingElectric

Exterior & Lot

Lot Size0.60 acres (26,143 sq ft)
Lot FeaturesCleared
0

Utilities

WaterWell
SewerSeptic Tank

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$263,000
Original Price$163,000
Annual Taxes$2,256 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRUR
Parcel #3523589

Schools

ElementaryCrystal River Primary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

Head North on N Turkey Oak Drive starting from the intersection at State Road 44. Continue north for approximately 1.5 miles. Turn Right onto NE Crystal Street. Follow the road as it curves and transitions into N Holiday Drive. 4081 N Holiday Drive will be on your right-hand side.

Location

4081 N Holiday DRIVE, Crystal River, FL 34428

Listing Information

OfficeTROPIC SHORES REALTY
ListedSeptember 15, 2026

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Home Price

$263,000

20% ($52,600)
6.75%

Loan Term

Principal & Interest$1,365
Property Tax (est.)$241
Insurance (est.)$150
Total Monthly$1,756
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $263,000 home in Crystal River.

🏛️

FHA Loan

$9,205 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,150 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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