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$549,000

1 Mintwood POINT, Homosassa, FL 34446

3D Tour
Active45 days on market

Beds

4

Baths

2

Sq Ft

2,651 sq ft

Year Built

2005

Lot Size

0.46 acres

Garage

2

About This Property

CUSTOM-BUILT POOL HOME IN SOUTHERN WOODS OF SUGARMILL WOODS! A standout among the area’s newer construction, this quality custom-built home is set on a generous .46-acre corner lot on a quiet cul-de-sac and offers the craftsmanship, thoughtful design, and established features that distinguish a custom home. Beautifully maintained and updated, the home features three spacious bedrooms, two full baths, and a versatile bonus room adjoining the primary suite that offers flexibility as an office, den, hobby room, exercise space, or additional bedroom. Plantation shutters throughout and a zoned HVAC system add both comfort and function. The centrally located kitchen provides easy access to the formal dining room and breakfast nook, while the expansive great room opens to the screened lanai and HEATED SALTWATER POOL & SPA. The outdoor living area was beautifully updated in 2021 with a PebbleTec pool finish, new waterline tile, and paver decking. Pool and spa functions can also be conveniently controlled through a mobile app. Major improvements include a NEW ROOF installed November 2024 with an upgraded secondary water barrier, NEWER WATER HEATER, exterior paint completed in 2023, refreshed landscaping, and updated exterior lighting. Additional features include a DEDICATED WELL FOR IRRIGATION, WHOLE-HOUSE WATER FILTRATION SYSTEM, SALT-FREE WATER SOFTENER, pre-wiring for a backup generator, and an OVERSIZED 2.5-CAR GARAGE with ample room for vehicles, storage, and equipment. Located in the established Southern Woods neighborhood of Sugarmill Woods, with convenient access to Citrus National Golf Club and the many recreational opportunities of Florida’s Nature Coast, including boating, fishing, natural springs, and Homosassa Springs Wildlife State Park. For buyers comparing homes in today’s market, this property offers a compelling combination of CUSTOM-BUILT QUALITY, nearly half an acre, a heated saltwater pool and spa, an irrigation well, and significant recent improvements.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC858167
StatusActive
Year Built2005
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
CountyCitrus

Interior Features

InteriorSolid Surface Counters, Eating Space In Kitchen, Pull Down Stairs, Split Bedroom, Walk-In Closet(s), Solid Wood Cabinets
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Microwave Hood, Range, Refrigerator, Water Purifier Owned, Water Softener Owned
LaundryInside
CoolingCentral Air
HeatingElectric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSliding Doors, Irrigation System
Lot Size0.46 acres (19,859 sq ft)
Lot FeaturesCorner Lot, Cul-De-Sac, Greenbelt
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Heated, Salt Water, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$892 / Annually
Senior CommunityNo

Financial Details

List Price$549,000
Annual Taxes$3,321 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #3148114

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Location

1 Mintwood POINT, Homosassa, FL 34446

Listing Information

OfficeCOLDWELL BANKER NEXT GENERATION
ListedSeptember 26, 2026

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Home Price

$549,000

20% ($109,800)
6.75%

Loan Term

Principal & Interest$2,849
Property Tax (est.)$503
Insurance (est.)$150
Total Monthly$3,502
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $549,000 home in Homosassa.

🏛️

FHA Loan

$19,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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