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$275,000

5581 S Perch DRIVE, Floral City, FL 34436

Active37 days on market

Beds

3

Baths

2

Sq Ft

1,160 sq ft

Year Built

1976

Lot Size

0.29 acres

Garage

0

About This Property

This nice and cozy waterfront home is located on a canal that is only a half mile from Lake Tsala Apopka in Floral City! This beautifully UPDATED 3 bedroom, 1-1/2 bath home also has an enclosed porch with heat and air to enjoy year round, and a screened porch to enjoy the outside. The home has newer dual pane windows with beautiful and easy clean wood blinds, newer doors and washer and dryer. There is also a large driveway with lots of parking space, and a 2 car carport to protect your cars, and a 10x24 shed for storage and a workshop. The real prize is on the water, where you will find an 8x15 covered dock, and the boat slip is covered as well! There is even a seawall to stop any erosion. To increase your privacy, there should never be any neighbors across the canal as SWFMD owns that property. The back yard is mostly fenced in (thanks to the neighbors). There is a boat ramp just a few lots away, and a restaurant is just a third of a mile away, and the 46 mile bicycle path is about 3 miles away. To make your move even easier, the home comes furnished, and has many kitchen and household items, so it's move-in ready! Come and enjoy the peace and tranquility of living on the water in beautiful Floral City!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC858354
StatusActive
Year Built1976
Stories1
Total Rooms0
ConstructionStucco, Block
RoofShingle, Metal
FoundationSlab
CountyCitrus
FurnishedFurnished

Interior Features

InteriorLaminate Counters, Solid Surface Counters
FlooringCarpet, Tile, Luxury Vinyl
AppliancesDishwasher, Dryer, Microwave Hood, Range, Refrigerator, Washer, Other, Water Softener Owned
WindowsDouble Pane Windows, Blinds
CoolingCentral Air
HeatingElectric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorRain Gutters, Lighting
FencingChain Link
Other StructuresUtility
Lot Size0.29 acres ( sq ft)
Lot Dimensions93 x 113
Lot FeaturesLevel, Wooded
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$275,000
Original Price$295,000
Annual Taxes$2,443 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningCLR
Parcel #1881030

Schools

ElementaryFloral City Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

from Inverness, go south on US41 (Florida Ave), take left on Gobbler Dr (CR39A), to right on Spike Ave, to slight right on Perch Dr, to the home on the left.

Location

5581 S Perch DRIVE, Floral City, FL 34436

Listing Information

OfficeCENTURY 21 J.W.MORTON R.E.
ListedOctober 5, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$275,000

20% ($55,000)
6.75%

Loan Term

Principal & Interest$1,427
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,829
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $275,000 home in Floral City.

🏛️

FHA Loan

$9,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 11, 2026.

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