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$194,900

, Inverness, FL 34452

3D Tour
Active26 days on market

Beds

2

Baths

2

Sq Ft

1,275 sq ft

Year Built

2004

Lot Size

0.08 acres

Garage

1

About This Property

Embrace a relaxed, easygoing lifestyle in the beautifully maintained Royal Oaks community of Inverness. This meticulously cared for 2-bedroom, 2-bath villa offers 1,275 sq ft of thoughtfully designed living space, creating a warm and welcoming environment from the moment you arrive. An inviting front porch sets the tone, offering a pleasant spot to enjoy morning coffee. Inside, the home opens to a bright and airy layout that blends functionality with effortless flow with neutral tones throughout. The kitchen feels light and open, featuring high ceilings, abundant storage, appliances (new microwave), updated faucet, and a skylight that fills the space with natural sunshine. A cozy eat-in area can provide the perfect place for casual meals. The living area is generously sized, creating a comfortable setting for everyday relaxation, while the formal dining room offers space for hosting holiday gatherings and memorable dinners with friends and family. French doors extend the living space into a versatile 4 seasons porch—ideal as a home office, additional sitting area or hobby space. The villa’s split-bedroom layout enhances privacy for residents and guests alike. The primary suite is spacious and serene, complete with its own french doors for more natural light, walk-in closet, dual sinks for added convenience, walk-in shower and updated toilet. A one car attached garage provides parking and valuable extra storage space along with laundry. Roof & AC 2018. The Royal Oaks community invites you to enjoy the ultimate Florida lifestyle, featuring a variety of premium amenities including a solar-heated community pool, tennis courts, and shuffleboard courts. At the heart of the community sits a vibrant clubhouse equipped with a full kitchen, a cozy library, a fitness center, and a dedicated craft and game room for billiards, cards, and creative projects. Life is made simple here with a low HOA fee that comprehensively covers Wi-Fi, cable, lawn care, water, sewer, trash service, full amenity access, and convenient RV storage. With all exterior maintenance handled for you, your days are free to explore the incredible surrounding area of Inverness. The home is located just minutes from local shops, medical centers, restaurants, and schools, perfectly blending everyday convenience with natural beauty. Outdoor enthusiasts will love the proximity to the Hernando chain of lakes, which offers some of Florida’s finest fishing, kayaking, and scenic boating. Additionally, beloved local destinations like Whispering Pines Park, Liberty Park, and the charming Downtown district are only a few minutes away, offering waterfront views and a welcoming small-town atmosphere. This prime location also serves as the perfect launchpad for regional travel and day trips. You are situated only 20 miles from Crystal River, 34 miles from Ocala, and just a little over an hour's drive from both Tampa and Orlando. This property offers Florida living at its absolute best—easy, connected, and full of possibility. Call today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC858364
StatusActive
Year Built2004
Stories1
Total Rooms8
ConstructionStucco, Block
RoofShingle
FoundationSlab
FacesEast
CountyCitrus

Interior Features

InteriorHigh Ceilings, Laminate Counters, Eating Space In Kitchen, Skylight(s), Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

Lot Size0.08 acres (3,450 sq ft)
Lot Dimensions30 x 115
Lot FeaturesRectangular Lot
Road SurfacePaved
0

Utilities

WaterPublic
UtilitiesStreet Lights, Underground Utilities

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$352 / Monthly
Senior CommunityNo

Financial Details

List Price$194,900
Annual Taxes$681 (2025)
FinancingCash, Conventional, FHA
ZoningPDR
Parcel #2937751

Schools

ElementaryPleasant Grove Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

US Hwy 41 S, Turn right onto E Inverness Blvd, Turn left onto Lowell Terrace, Turn left onto E Harvard St, Turn right onto S Royal Oaks Dr, Turn right onto S Belgrave Dr (on left)

Location

, Inverness, FL 34452

Listing Information

OfficeKELLER WILLIAMS REALTY - ELITE PARTNERS II
ListedOctober 15, 2026

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Home Price

$194,900

20% ($38,980)
6.75%

Loan Term

Principal & Interest$1,011
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,340
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $194,900 home in Inverness.

🏛️

FHA Loan

$6,822 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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