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$619,000

11782 W Valley Spring LANE, Homosassa, FL 34448

3D Tour
Active0 days on market

Beds

3

Baths

3

Sq Ft

2,007 sq ft

Year Built

1986

Lot Size

0.27 acres

Garage

2

About This Property

WATERFRONT LIVING WITH GULF ACCESS IN HOMOSASSA, FLORIDA! Experience the best of the Florida lifestyle with this beautiful waterfront property offering Gulf access, a resurfaced swimming pool, and your own waterfront dock. Whether you enjoy boating, fishing, entertaining, or simply relaxing by the water, this property offers an incredible opportunity to enjoy the best of the Nature Coast lifestyle. Inside, the home features beautiful wood flooring, a cozy fireplace, and an abundance of natural light. The spacious kitchen offers extensive cabinetry, granite countertops, and ample workspace, making it great for everyday living and entertaining. Step outside to enjoy the screened-in swimming pool, expansive deck, and peaceful waterfront setting. Numerous recent updates provide added peace of mind, including a roof replaced in 2022, a new tankless water heater and electrical panel in 2024, and a new HVAC system, all decking replaced in 2025 when they also removed and replaced existing dock and section of seawall, pool resurfacing and tile, and blown-in attic insulation. Home also features a golf cart garage! The interior was completely repainted in October 2026, giving the home a fresh, updated feel. With its desirable waterfront location, Gulf access, resurfaced pool, and extensive improvements, this Homosassa property offers the opportunity to enjoy days on the water and evenings surrounded by the beauty of Florida’s Nature Coast. Don’t miss your opportunity to make this waterfront retreat your own. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC858552
StatusActive
Year Built1986
Stories1
Total Rooms10
ConstructionBlock, Frame
RoofShingle
FoundationStem Wall
FacesNortheast
CountyCitrus

Interior Features

InteriorVaulted Ceiling(s), Stone Counters, Walk-In Closet(s), Solid Wood Cabinets
FlooringCarpet, Tile
AppliancesElectric Cooktop, Dishwasher, Dryer, Microwave, Convection Oven, Range Hood, Refrigerator, Washer, Other
WindowsDouble Pane Windows
CoolingCentral Air
HeatingHeat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSliding Doors, Rain Gutters, Irrigation System
Other StructuresOutdoor Kitchen
Lot Size0.27 acres (11,874 sq ft)
Lot Dimensions108 x 104
Lot FeaturesLevel
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Other, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesUnderground Utilities, BB/HS Internet Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$180 / Annually
Senior CommunityNo

Financial Details

List Price$619,000
Annual Taxes$3,798 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningCLR
Parcel #1945062

Schools

ElementaryHomosassa Elementary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

From US Hwy 19 in Homosassa, head west on W Halls River Road for approximately 3 miles. Turn right onto W Riverhaven Drive, then left onto W Stetson Point and left onto W Valley Spring Lane. Continue to 11782 W Valley Spring Lane.

Location

11782 W Valley Spring LANE, Homosassa, FL 34448

Listing Information

OfficeREMAX REALTY ONE
ListedOctober 21, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$619,000

20% ($123,800)
6.75%

Loan Term

Principal & Interest$3,212
Property Tax (est.)$567
Insurance (est.)$150
Total Monthly$3,929
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $619,000 home in Homosassa.

🏛️

FHA Loan

$21,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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