Skip to main content
1 / 56

$319,900

3525 N CHANDLER DRIVE, HERNANDO, FL 34442

3D Tour
Active17 days on market

Beds

3

Baths

2

Sq Ft

1,699 sq ft

Year Built

2021

Lot Size

0.23 acres

Garage

2

About This Property

Florida is Calling, Will You Answer? Where’s the best place in Florida to put down roots? More and more buyers are finding their answer on Florida’s Nature Coast, where rolling hills, quiet trails, and a slower pace still come with resort-style living. Here in Canterbury Lake Estates, it’s all waiting for you. Picture your morning: coffee on the screened porch as butterflies drift through your fenced, landscaped garden. Later, you grab your bike and hop onto the Rails to Trails bike path straight from your community, just a short bike ride from your house, with miles of shaded pavement to ride, walk, or explore. What locations offer the best lifestyle? The ones that let you choose how to spend your day. Cast a line from the community dock, challenge friends to pickleball or tennis, swim in the pool, or settle into the clubhouse library with a good book. Evenings might bring a game of pool with neighbors or a stroll through the lakeside park. Which communities have the best amenities? This home includes a mandatory social membership to Citrus Hills, opening the door to an impressive resort lineup: fitness centers, pools, a spa, golf, restaurants, dog parks, entertainment, and more. It’s the kind of everyday luxury most people only experience on vacation. Coming home feels just as good. Built in 2021, this 1,700 sq ft split 3-bedroom, 2-bath floor plan gives everyone space to breathe. Cook with confidence on the propane gas stove in your fully appointed open-concept kitchen with island bar seating and large pantry. Blackout shades in the bedrooms make for deep, restful sleep, and the Murphy bed in the third bedroom, included with the sale, lets you host overnight guests one day and work from home the next. The thoughtful touches continue with gutters and gutter guards for easy upkeep, plus a garage screen that lets the breeze in while you tackle weekend projects. The backyard currently borders wooded vacant parcels, creating a natural, peaceful backdrop that adds to the sense of retreat. So where’s the best place to establish roots? Maybe it’s right here, where nature, comfort, and community come together. Schedule your private tour and see for yourself.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC858606
StatusActive
Year Built2021
Stories1
Total Rooms3
ConstructionStucco, Block
RoofShingle
FacesSouthwest
SubdivisionCANTERBURY LAKE ESTATES
CountyCitrus

Interior Features

InteriorVaulted Ceiling(s), Stone Counters, Eating Space In Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s), Solid Wood Cabinets
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Other
LaundrySink, Inside
WindowsDouble Pane Windows, Blinds
CoolingCentral Air
HeatingHeat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSliding Doors, Rain Gutters, Irrigation System
FencingFenced, Vinyl
Lot Size0.23 acres (9,876 sq ft)
Lot FeaturesCleared, Irregular Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$511 / Annually
Senior CommunityNo

Financial Details

List Price$319,900
Annual Taxes$2,830 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPDR,RMU
Parcel #3269337

Schools

ElementaryHernando Elementary
MiddleCitrus Springs Middle School
HighLecanto High School

Directions

Hwy 486 to Canterbury Lake Estates entrance. Follow Canterbury Lake Dr to Chandler Dr, turning right onto Chandler. Follow Chandler Dr winding through the open gates (Section 2) and home will be on the right just before you get to Chivalry Ct.

Location

3525 N CHANDLER DRIVE, HERNANDO, FL 34442

Listing Information

OfficeEXP REALTY LLC
ListedOctober 17, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$319,900

20% ($63,980)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,103
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $319,900 home in HERNANDO.

🏛️

FHA Loan

$11,197 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

Call (813) 733-7907TextContact