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$649,900

1405 S Waterview DRIVE, Inverness, FL 34450

3D Tour
Active0 days on market

Beds

3

Baths

4

Sq Ft

2,664 sq ft

Year Built

1993

Lot Size

0.56 acres

Garage

2

About This Property

RARE LAKEFRONT OPPORTUNITY ON SOUGHT-AFTER JAMES ISLAND! Offered for sale for the very first time, this spacious, original-owner home presents an exceptional opportunity along the beautiful shores of Big Lake Henderson in Inverness. From the moment you experience the breathtaking waterfront views, you'll appreciate the unique setting this property offers. Step inside and discover generous living spaces, a spacious interior, and an abundance of potential. The home retains much of its original character, including flooring, cabinetry, and interior finishes, providing an opportunity for thoughtful updates and renovations. Imagine refreshing the living areas and incorporating modern finishes that complement the beautiful waterfront surroundings. Whether enjoying your morning coffee overlooking the lake or simply taking in the expansive water views, the setting provides a wonderful backdrop for everyday living. For those who appreciate an exceptional waterfront location and the opportunity to make a home their own, this property offers the perfect canvas for a rewarding transformation. With its spacious interior, direct lakefront setting, and beautiful views of Big Lake Henderson, this one-owner home is filled with possibilities. The location is already exceptional, and the opportunity to create something special awaits!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #CC858620
StatusActive
Year Built1993
Stories2
Total Rooms0
ConstructionStucco, Block
RoofShingle
FacesSouthwest
CountyCitrus

Interior Features

InteriorCathedral Ceiling(s), Vaulted Ceiling(s), Laminate Counters, Eating Space In Kitchen, Other, Pull Down Stairs, Walk-In Closet(s)
FlooringTile, Linoleum, Vinyl
AppliancesDishwasher, Dryer, Water Filtration System, Microwave, Range, Range Hood, Washer
LaundrySink
WindowsBlinds
CoolingCentral Air
HeatingHeat Pump
SecurityGated Community

Exterior & Lot

ExteriorSliding Doors, Awning(s), Balcony, Irrigation System
Lot Size0.56 acres (24,495 sq ft)
Lot FeaturesCleared, Cul-De-Sac, Level, Other, Rectangular Lot, Room For Pool, Wooded
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Annually
Senior CommunityNo

Financial Details

List Price$649,900
Annual Taxes$3,170 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCLR
Parcel #2453346

Schools

ElementaryInverness Primary School
MiddleInverness Middle School
HighCitrus High School

Directions

From Hwy 44 in Inverness, turn north onto N. Apopka Ave. Turn right onto E. Vine St., continuing onto Gospel Island Rd. Turn right onto Allen Dr., then right onto S. Waterview Dr. Continue to the gated entrance to James Island. Cross the causeway, 4th property on left.

Location

1405 S Waterview DRIVE, Inverness, FL 34450

Listing Information

OfficeWAVE ELITE REALTY LLC
ListedOctober 22, 2026

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Home Price

$649,900

20% ($129,980)
6.75%

Loan Term

Principal & Interest$3,372
Property Tax (est.)$596
Insurance (est.)$150
Total Monthly$4,118
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $649,900 home in Inverness.

🏛️

FHA Loan

$22,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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