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$990,000

2380 VANCE TERRACE, PORT CHARLOTTE, FL 33981

3D Tour
Active1 days on market

Beds

4

Baths

4

Sq Ft

2,466 sq ft

Year Built

1993

Lot Size

0.71 acres

Garage

4

About This Property

Welcome to this exceptional waterfront residence in desirable Gulf Cove, offering breathtaking views, boating access, and the ideal Florida lifestyle. Situated on an expansive waterfront lot with river and canal frontage, this home provides direct access to the Myakka River and surrounding waterways, making it a perfect opportunity for boating enthusiasts. This spacious home features an open living and dining area with comfortable bedrooms and inviting indoor and outdoor spaces designed for enjoying the Florida climate. The gourmet kitchen is designed for both everyday living and entertaining, showcasing granite countertops, a stylish full-height backsplash, an industrial gas oven with a gas cooktop, refrigerator, dishwasher, water filtration system, garbage disposal, and a range hood. Adding even more functionality, the oversized garage features soaring ceilings with ample clearance for boat storage, a fully equipped prep kitchen complete with its own stove and dishwasher, and a second garage door providing convenient access to the canal side—ideal for entertaining, meal preparation, boating gear, or waterfront activities. The bathrooms feature full tile finishes, adding a clean and elegant touch throughout the home. The living area also includes a built-in dry bar, perfect for entertaining guests or creating a dedicated beverage and serving area. An elegant electric fireplace with a granite-wrapped surround serves as a beautiful focal point in the living space. Additional features include tile flooring, a tankless water heater, a dedicated laundry room with washer and dryer, a screened second-story balcony overlooking the water, a new metal roof installed in 2024, a 10-camera security system, and thoughtful design elements throughout that enhance both comfort and functionality. Enjoy the convenience of Gulf Cove's optional community amenities, including access to the private community boat ramp, waterfront park, and recreational areas through the voluntary property owners association. The boat ramp provides convenient access to the Myakka River and Charlotte Harbor waterways, making it easy to enjoy boating, fishing, and Southwest Florida's coastal lifestyle. The home offers convenient access to shopping, dining, golf, beaches, and other local attractions. Whether you are looking for a full-time residence, seasonal retreat, or waterfront investment opportunity, this property offers the space, location, luxury features, and waterfront lifestyle that make Southwest Florida living so desirable.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #D6148138
StatusActive
Year Built1993
Stories2
Total Rooms4
ConstructionHardiPlank Type, Wood Frame
RoofMetal
FoundationSlab
FacesWest
SubdivisionPORT CHARLOTTE SEC 060
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Dry Bar, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Dryer, Other, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Sliding Doors
Lot Size0.71 acres (30,931 sq ft)
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish, River Front

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (4 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$990,000
Annual Taxes$10,258 (2025)
ZoningRSF3.5
Parcel #402118326001

Directions

From I-75, take Exit 170 toward Kings Highway. Head south on Kings Highway. Turn west/right onto Veterans Boulevard (SR 776/El Jobean Road). Continue west on El Jobean Road. Turn south/left onto Gillot Boulevard. Continue south on Gillot Boulevard. Turn west/right onto Vance Terrace. Continue to 2380 Vance Terrace; property will be on the right.

Location

2380 VANCE TERRACE, PORT CHARLOTTE, FL 33981

Listing Information

OfficeTALL PINES REALTY
ListedJuly 28, 2026

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Home Price

$990,000

20% ($198,000)
6.75%

Loan Term

Principal & Interest$5,137
Property Tax (est.)$908
Insurance (est.)$150
Total Monthly$6,194
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Financing a Luxury Home

Specialized financing for this $990,000 property in PORT CHARLOTTE. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$99,000 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$148,500 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$198,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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