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$450,000

2113 GEORGIA AVENUE, ENGLEWOOD, FL 34224

3D Tour
Active73 days on market

Beds

3

Baths

2

Sq Ft

1,236 sq ft

Year Built

1963

Lot Size

0.23 acres

Garage

1

About This Property

WATERFRONT LIVING WITHOUT THE FLOOD ZONE OR HOA? That's a rare find. This authentic Old Florida 3-bedroom, 2-bath home offers the best of both worlds, perfectly positioned on a scenic saltwater canal OUTSIDE OF A FLOOD ZONE with JUST ONE BRIDGE TO THE GULF. Whether you're heading out before sunrise to reel in the day's catch, cruising to waterfront restaurants, or simply enjoying peaceful afternoons by the water, this property is designed for the Florida lifestyle. Complete with a 7,000-POUND BOAT LIFT, NEWER ROOF (2023), and direct water access, it's an exceptional opportunity for a full-time residence, seasonal escape, or investment property.*** Inside, you'll find a comfortable and functional layout filled with timeless character. The living room showcases classic TERRAZZO FLOORING and a generously sized storage closet, perfect for organizing fishing gear, boating equipment, or everyday essentials. The kitchen features STAINLESS STEEL APPLIANCES, a BREAKFAST BAR, and a window overlooking the canal, bringing the waterfront views indoors. Two POCKET SLIDING GLASS DOORS seamlessly connect the living space to the SCREENED & COVERED LANAI, creating the perfect place to unwind after a day on the water or enjoy your morning coffee while watching boats drift by. The family room just off the kitchen offers enough space to comfortably accommodate a desk and a full-size Murphy bed, maximizing flexibility for guests, remote work, or extended stays.~~~ Step outside and embrace the lifestyle that makes Southwest Florida so desirable. Launch your boat from your backyard, spend the day fishing the Gulf waters, dock at waterfront restaurants, or explore nearby beaches, marinas, parks, and coastal attractions. Combining classic Old Florida charm with unbeatable boating access and the rare advantage of WATERFRONT LIVING OUTSIDE OF A FLOOD ZONE & HOA, this property is ready to become your next waterfront getaway or income generator! Call to schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #D6148270
StatusActive
Year Built1963
Stories1
Total Rooms9
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionGROVE CITY TERRACE UNIT 03
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Thermostat
FlooringTerrazzo, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Rain Gutters, Sliding Doors, Storage
Other StructuresShed(s)
Lot Size0.23 acres (10,000 sq ft)
Lot Dimensions80 x 126
Lot FeaturesCleared, In County, Landscaped, Level
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$450,000
Annual Taxes$4,472 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF5
Parcel #412008476004

Schools

ElementaryVineland Elementary
MiddleL.A. Ainger Middle
HighLemon Bay High

Directions

Start at the intersection of Winchester Blvd and S McCall Rd. Head toward Winchester Blvd. Turn left onto San Casa Dr, Turn right onto Placida Rd, Turn right onto Georgia Ave. Destination will be on the right, 2113 Georgia Ave, Englewood, FL 34224

Location

2113 GEORGIA AVENUE, ENGLEWOOD, FL 34224

Listing Information

OfficeKW COASTAL LIVING
ListedAugust 7, 2026

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Preferred Time

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Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $450,000 home in ENGLEWOOD.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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