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$126,000

3373 S ROYAL OAKS DRIVE UNIT 15-8, INVERNESS, FL 34452

3D Tour
Active28 days on market

Beds

2

Baths

2

Sq Ft

970 sq ft

Year Built

1974

Lot Size

0.13 acres

Garage

About This Property

Welcome to the Highly Desired Royal Oaks Community — HURRY! These units do not become available very often. Only eight units in this two-story building. The end-unit location provides privacy and a peaceful setting. INCREDIBLY LOW HOA! This updated upstairs end-unit condo offers low-maintenance living with NEW ROOF**NEW WHIRLPOOL KITCHEN APPLIANCES**NEW HOT WATER HEATER**NEW LAMINATE FLOORING THROUGHOUT** NEW GE WASHER AND DRYER** Royal Oaks is a deed-restricted community shaded by beautiful mature oaks and loaded with amenities, including a Clubhouse, HEATED Pool, Tennis/Pickleball Court, Shuffleboard, Basketball Court, Library, Craft Room, Gym, Game Room, and FENCED DOG PARK—all included in the HOA! Enjoy a full calendar of social activities and community events, too. Need storage? A gated, secured storage area is available for your RV, boat, trailer, etc. for just $50/month. The HOA fee also includes INTERNET & CABLE**WATER**SEWER**TRASH**GROUNDS & EXTERIOR BUILDING MAINTENANCE**BUILDING INSURANCE. You only pay electric and low-cost insurance for the interior of your unit. Conveniently located just minutes from shopping, medical care, restaurants, schools, Downtown Inverness, Whispering Pines Park, Liberty Park, and the Hernando Chain of Lakes—known for excellent fishing, kayaking, hiking, and biking. Come enjoy affordable, low-maintenance Florida living!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #D6148427
StatusActive
Year Built1974
Stories2
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionROYAL OAKS
CountyCitrus
OwnershipCondominium

Interior Features

InteriorCrown Molding, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBasketball Court, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sprinkler Metered, Storage, Tennis Court(s)
Lot Size0.13 acres (5,773 sq ft)
Road SurfacePaved
ViewPool, Trees/Woods
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$290 / Monthly
Senior CommunityNo

Financial Details

List Price$126,000
Original Price$132,000
Annual Taxes$605 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #20E19S290020000A00080

Directions

Take the Florida's Turnpike N exit toward Ocala, merge onto Florida's Turnpike, take exit 307 toward Inverness, Turn left onto FL-44 W, turn left onto US-41 S/US Hwy 41 S, continue to follow US-41 S, turn right onto E England Blvd, turn right onto St Pierre Terrace, turn left onto E Harvard St, turn left onto S Royal Oaks Dr, destination will be on the left.

Location

3373 S ROYAL OAKS DRIVE UNIT 15-8, INVERNESS, FL 34452

Listing Information

OfficePARADISE EXCLUSIVE REAL ESTATE
ListedAugust 15, 2026

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Home Price

$126,000

20% ($25,200)
6.75%

Loan Term

Principal & Interest$654
Property Tax (est.)$116
Insurance (est.)$150
Total Monthly$919
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How to Buy This Home

Multiple financing options available for this $126,000 home in INVERNESS.

🏛️

FHA Loan

$4,410 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,300 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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