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$349,900

8757 SAINT KITTS CIRCLE, ENGLEWOOD, FL 34224

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,423 sq ft

Year Built

2024

Lot Size

0.11 acres

Garage

2

About This Property

OVERSIZED LANAI • BREATHTAKING LAKE VIEW • IMPACT GLASS • TURNKEY FURNISHED • FLOOD ZONE X • GATED & MAINTENANCE-FREE • MINUTES TO THE BEACHES! Welcome to Island Lakes at Coco Bay, where the view steals the show. Built in 2024, this beautifully maintained 3-bedroom, 2-bath villa offers an incredible full lake view from an oversized screened, paver-finished lanai designed for enjoying the Florida lifestyle from morning to night. Whether it is sunrise coffee, quiet afternoons, or cocktails at sunset, this expansive waterfront setting is truly the centerpiece of the home. Built with today’s Florida homeowner in mind, the villa features hurricane-impact windows and sliders, offering added protection, energy efficiency, and a quieter interior. The property is also located in Flood Zone X, outside the Special Flood Hazard Area, providing additional peace of mind. Even better, this home is offered TURNKEY FURNISHED , allowing you to arrive, unpack, and immediately start enjoying Southwest Florida living. With lawn care handled by the HOA, this is an ideal option for a primary residence, seasonal home, or easy lock-and-leave Florida retreat. Inside, the bright open-concept floor plan offers 1,423 square feet of well-designed living space. The eat-in kitchen features shaker-style solid wood cabinetry, quartz countertops, stainless steel appliances, generous storage, and an open connection to the main living and dining areas—all positioned to take advantage of the beautiful lake backdrop. Additional features include a spacious 2-car garage, paver driveway, reclaimed-water irrigation, and a dedicated laundry room with washer and dryer included. The front door and garage door are zero entry, the bathrooms include grab bars to assist users to stand or sit. Island Lakes at Coco Bay is a gated, maintenance-free community with low HOA fees and resort-style amenities just a short stroll from the home, including a resort-style pool, clubhouse, fitness center, pickleball courts, bocce ball, park areas, and more. The location is equally impressive. Enjoy convenient access to Englewood Beach, Manasota Key, and Boca Grande, along with nearby Publix, shopping, medical facilities, dining, and many of Englewood’s favorite local restaurants. Oversized lanai. Immense lake view. 2024 construction. Impact glass. Turnkey furnishings. Flood Zone X. Gated, maintenance-free living. Gulf beaches just minutes away. This is Florida living made easy—schedule your private showing and come see the view for yourself.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #D6148633
StatusActive
Year Built2024
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionCOCO BAY
CountyCharlotte
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorPrimary Bedroom Main Floor, Thermostat
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.11 acres (4,800 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$253 / Monthly
Senior CommunityNo

Financial Details

List Price$349,900
Annual Taxes$6,537 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRMF3.5
Parcel #412016312021

Directions

776 to placida road, to left in coco bay, to left on saint kitts, to property

Location

8757 SAINT KITTS CIRCLE, ENGLEWOOD, FL 34224

Listing Information

OfficeKELLER WILLIAMS ISLAND LIFE REAL ESTATE
ListedSeptember 3, 2026

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Preferred Time

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Home Price

$349,900

20% ($69,980)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,286
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How to Buy This Home

Multiple financing options available for this $349,900 home in ENGLEWOOD.

🏛️

FHA Loan

$12,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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