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- 1087 BAY HARBOR DRIVE
Beds
3
Baths
2
Sq Ft
2,229 sq ft
Year Built
1988
Lot Size
0.34 acres
Garage
2
About This Property
Private Preserve Setting with a Heated Saltwater Pool, Oversized Lot and Room for Your RV or Boat! Backing directly to Oyster Creek Environmental Park with no rear neighbors or HOA, this property offers privacy, space and a beautiful natural backdrop. This three-bedroom, two-bathroom pool home sits in the X flood zone and features an office, additional flex space and a two-car garage. The oversized lot features tropical landscaping, an updated front yard, a long driveway, RV hookup and generous side-yard space for your boat or RV. Inside, vaulted ceilings, skylights and sliding glass doors bring in plenty of natural light. The front living room features a vaulted ceiling and sliders, while the family room offers luxury vinyl plank flooring, a skylight and wood-burning fireplace. A separate office with French doors and built-in cabinetry provides a dedicated space for working from home or hobbies. The kitchen features wood soft-close cabinetry, granite countertops, stainless steel appliances, under-cabinet lighting, a breakfast bar and walk-in pantry. A skylight brightens the space, and a pass-through window above the sink connects to the outdoor living area. The adjoining breakfast nook opens to the lanai, while a separate wet bar includes built-in shelving, cabinetry and a sink. The spacious primary bedroom features tile flooring, crown molding, dual walk-in closets and an additional flex space with sliders to the pool, ideal for a sitting room, exercise space, or second office. The en-suite bathroom offers dual sinks with granite countertops, wood cabinetry, a skylight and walk-in shower with a rain showerhead and built-in shelving. The split floor plan places two additional bedrooms on the opposite side of the home, both with tile flooring and walk-in closets, with one offering sliding doors to the pool area. The guest bathroom features a granite-topped vanity, tub/shower and doubles as a pool bath for added convenience. An interior laundry room includes built-in cabinetry, a storage closet and utility sink, while the two-car garage offers additional built-in storage. Outside, the partially covered and screened lanai overlooks the heated saltwater pool, attached spa and preserve beyond, with plenty of space for outdoor dining and entertaining. Beyond the pool enclosure, the backyard features an open-air wood deck, fire pit, storage shed and privacy fencing. Major improvements include a 2023 shingle roof, 2023 HVAC, 2023 water heater, 2026 pool salt cell, and accordion hurricane shutters. The irrigation system has also received extensive updates, including a 2026 hookup to a separate well pump and Rid-O-Rust system. The location adds even more to enjoy, with Oyster Creek Environmental Park directly behind the property offering nature trails, fishing and kayak access. Ainger Creek Park is approximately 1.5 miles away with a public boat ramp, kayak access and fishing, while nearby Ann & Chuck Dever Regional Park offers a recreation and fitness center, swimming pool, splash pad, playground, pickleball and tennis courts, basketball, dog park, skate park, sports fields and nature trails. With beaches, boating, shopping and dining also nearby, 1087 Bay Harbor Drive offers a private setting surrounded by an incredible variety of outdoor recreation.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From the intersection of FL-776 (S. McCall Rd) and Placida Rd, head east on FL-776, turn right onto Edison Dr, then left onto Bay Harbor Dr and continue to 1087 Bay Harbor Dr, Englewood, FL on your left.
Location
1087 BAY HARBOR DRIVE, ENGLEWOOD, FL 34224
Listing Information
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Preferred Time
Home Price
$499,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $499,900 home in ENGLEWOOD.
🏛️
FHA Loan
$17,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.