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$355,000

26124 COPIAPO CIRCLE, PUNTA GORDA, FL 33983

3D Tour
Active4 days on market

Beds

4

Baths

2

Sq Ft

2,247 sq ft

Year Built

2004

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to this super clean and spacious 4 bedroom home offering over 2,200 sq ft of air conditioned living space in the quiet and popular Deep Creek – Punta Gorda Isles Section 20 community. Enjoy public water, public sewer, and the peace of mind of being NOT in a flood zone. The home also features a newer roof and hurricane shutters for added security and value. Inside, the well designed layout includes a living room, dining room, office/den, and a bright kitchen with solid wood cabinets, stone counters, a breakfast bar, and a cheerful dinette overlooking the lovely backyard. The interior utility room offers additional cabinet storage. The main living areas feature tile flooring and a vaulted ceiling, while all four bedrooms have comfortable carpeting. The primary suite is generously sized and ensuite, offering a soaking tub, walk in shower, and ample closet space—creating a relaxing retreat at the end of the day. Three additional spacious bedrooms provide flexibility for guests, family, hobbies, or workspace. Step outside to a screened back patio overlooking a peaceful greenbelt, where you can enjoy morning coffee while watching the resident sandhill crane family and other wildlife. The setting is quiet, private, and ideal for nature lovers. The vacant lot next door is also available, offering room to expand or preserve additional privacy. A wonderful opportunity to own a roomy, well maintained home in one of Punta Gorda’s most desirable communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #D6148657
StatusActive
Year Built2004
Total Rooms13
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionPUNTA GORDA ISLES SEC 20
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorHurricane Shutters, Rain Gutters
Lot Size0.22 acres (9,599 sq ft)
Lot FeaturesGreenbelt
Road SurfacePaved
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Fiber Optics, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$210 / Annually
Senior CommunityNo

Financial Details

List Price$355,000
Annual Taxes$3,551 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3.5
Parcel #402304151001

Schools

ElementaryDeep Creek Elementary
MiddlePunta Gorda Middle
HighCharlotte High

Directions

Take Kings Highway to Sandhill Blvd. Turn from Sandhill Blvd, left onto Deep Creek Blvd, then left onto Copiapo Circle, the home is on the left.

Location

26124 COPIAPO CIRCLE, PUNTA GORDA, FL 33983

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedSeptember 9, 2026

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Home Price

$355,000

20% ($71,000)
6.75%

Loan Term

Principal & Interest$1,842
Property Tax (est.)$325
Insurance (est.)$150
Total Monthly$2,317
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $355,000 home in PUNTA GORDA.

🏛️

FHA Loan

$12,425 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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