$299,000
904 W OAK STREET, ARCADIA, FL 34266
Beds
3
Baths
2
Sq Ft
1,840 sq ft
Year Built
1950
Lot Size
0.61 acres
Garage
0
About This Property
Classic character, room to spread out, and a detached studio apartment make this Arcadia property one to explore! Situated on approximately 0.61 acres with city water and sewer, this home combines inviting living spaces with added flexibility for extended family, guests, or potential rental income. Warm wood flooring, large windows, and abundant natural light create a welcoming atmosphere, while spacious rooms provide comfortable areas for everyday living and entertaining. A brick fireplace adds character to the living area, and the kitchen features rich wood cabinetry, generous cabinet and counter space, stainless steel appliances, and a practical layout. Bathrooms offer tile finishes and attractive vanities, with ceiling fans throughout the home adding everyday comfort. A metal roof and covered carport complement the property's appeal. The detached studio apartment provides a separate living space with possibilities for multigenerational living or an investment strategy, subject to applicable rental requirements. Outside, the generous yard offers room for gardening, outdoor gatherings, or creating your own peaceful retreat. Enjoy Arcadia’s small-town atmosphere with access to historic downtown, antique shops, local restaurants, parks, and community activities, along with opportunities for kayaking, canoeing, and exploring nature along the Peace River. Whether you're seeking a home with space for loved ones or a property with income potential, this versatile Arcadia offering brings together charm, land, and possibilities!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US Highway 17, head west on W Oak Street. Continue to the property at 904 W Oak St.
Location
904 W OAK STREET, ARCADIA, FL 34266
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$299,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $299,000 home in ARCADIA.
🏛️
FHA Loan
$10,465 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.